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Best Prepaid Credit Card

Select Category for the Best Prepaid Credit Card

Looking for the BEST PREPAID CREDIT CARD or the TOP 10 PREPAID CARDS in the UK market? Well, you have come to the right place as we have compared, reviewed and rated 100's of prepaid cards in the UK. Select from the dropdown below to find the Best Prepaid Credit Card. We have also listed the top prepaid MasterCard, top prepaid Visa card and the best free prepaid credit card.

Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

FREE

NETELLER Net+ Prepaid MasterCard - New

Neteller Net+ Prepaid Card

 
£0.00
 
£0.00 

 POS:
Free

ATM:
£3.00

 POS:
2.95%

ATM:
£3.00

 

Internet
Debit Card
Credit Card
Neteller Account


BRAND NEW FREE PREPAID CREDIT CARD OFFER: The Brand New NETELLER Net+ Prepaid MasterCard cards are Free to Buy and Free to use in retail locations. Available in 8 fantastic currencies- GBP, USD, EUR, CAD, SEK, DKK, AUD and JPY, the Net+ Prepaid cards are available as a shiny and attractive physical card or as amazing virtual prepaid card generating one time use card numbers. Consider getting one even if you do not use it straightaway as it costs absolutely nothing to get and no initial deposit - so truly 100% Free and definitely the best free prepaid credit card around.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

GENERAL PURPOSE

CashPlus Gold
Prepaid MasterCard
(ActivePlus)

Cashplus Gold Prepaid Card

 
£4.95 
 
£4.95 

POS:
Free

ATM:
£2.00

 
POS:
+2.99% 

ATM:
£3.00 + 2.99%

 

Post Office
Bank Transfer
Salary Transfer

THE UK's LEADING GENERAL SPEND PREPAID CREDIT CARD: This multi award winning prepaid card comes with free purchase protecton, an awesome credit builder feature and with more than 400,000 cards issued, consumers obviously like what they get with the Cashplus Gold Prepaid MasterCard. Excellent for everyday use. For generic use, this is the best prepaid credit card.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

TRAVEL

CaxtonFX Prepaid Currency Card

CaxtonFX prepaid MasterCard Card

 
£0.00 
 
£0.00 

 POS:
FREE or
£1.50

ATM:
€2.00/$3.00

 POS:
£0.00

ATM:
£0.00

 
Internet
Bank Transfer
SMS/Phone
AMAZING FREE PREPAID CREDIT CARD IN GBP, USD AND EUROS: If you are looking to travel, then a travel card can save you upto 10% on your currency conversion. So if you exchange £1000 at your bank and get €1040, with your Caxton FX Prepaid MasterCard, you'd typically get €1082 - so that is an additional €42 Euros. Furthermore, when used outside the UK, there are no usage fees at retailers or withdrawal fees at ATM. Cards available in GBP, EURO and USD. One of the few travel cards that can rightfully claim to be the best prepaid credit card in its category.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

MONEY TRANSFER

Freedom Eagle
Prepaid Card

Freedom Prepaid MasterCard

 
£5.99 / £7.99 
 
£0.00 -
£5.95 based on tariff

 POS:
£0.00 to £0.50

ATM:
£0.00 to 1.50%

 POS:
£0.00 to £0.50

ATM:
£2.75%

 

PayPoint
Post Office
Bank Transfer


Now with Zero Upfront fee - An excellent product available to all with additional prepaid cards and three card options, there is 100% acceptance and approval and card to card transfers. Comes with free extended warranty, free 30-day purchase protection and free 30-day price protection. The best prepaid credit card for money transfer!
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

GAMING

NETELLER Net+ Prepaid MasterCard - New

Neteller Net+ Prepaid Card

 
£0.00
 
£0.00 

 POS:
Free

ATM:
£3.00

 POS:
2.95%

ATM:
£3.00

 

Internet
Debit Card
Credit Card
Neteller Account


The Brand New NETELLER Net+ Prepaid MasterCard cards are Free to Buy and Free to use in retail locations. Available in 8 fantastic currencies- GBP, USD, EUR, CAD, SEK, DKK, AUD and JPY, the Net+ Prepaid cards are available as a shiny and attractive physical card or as amazing virtual prepaid card generating one time use card numbers. Designed for internet usage, the Net+ card is one of the few cards that can truly be described as an online gaming and gambling card. So irrespective of which virtual world you live in,either Net+ prepaid card is very real. In a category with serious competition, the Net+ card is still the best prepaid credit card.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

PAYROLL
1ST PICK

CashPlus Gold
Prepaid MasterCard
(ActivePlus)

Cashplus Gold Prepaid Card

 
£4.95 
 
£4.95 

POS:
Free

ATM:
£2.00

 
POS:
+2.99% 

ATM:
£3.00 + 2.99%

 

Post Office
Bank Transfer
Salary Transfer

Use as a payroll and expenses card with the confidence of 400,00 issued cards and over £450 million loaded on to the card. Your money is safe and secure and accessible 24/7. The 1st pick for payroll and the best prepaid credit card for payroll.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

PAYROLL
2ND PICK

Freedom Eagle
Prepaid Card

Freedom Prepaid MasterCard

 
£5.99 / £7.99 
 
£0.00 -
£5.95 based on tariff

 POS:
£0.00 to £0.50

ATM:
£0.00 to 1.50%

 POS:
£0.00 to £0.50

ATM:
£2.75%

 

PayPoint
Post Office
Bank Transfer


Now with zero upfront fee - Another product that is making headlines in the payroll and expenses space. No monthly fees if you prefer a Pay As You Go payroll card option. Comes with free purchase protection too. Not far behind the cashplus product in ths category, this is a top prepaid card pick for payroll.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

ANONYMOUS

Splash
Prepaid Card

Splash Prepaid Card

 
£5.00 
+
£4.95 Annual Fee
 
£0.00 

 POS:
2.5% 

ATM:
£1.50

 POS:
3.5% 

ATM:
+ 2.5%

 
PayPoint
Post Office
Internet
Bank Transfer
What you do with your prepaid card is your business and the Splash Prepaid Card ensures that. Available to all and even those under the age of 18 with parental consent but load your card and use it as you see fit. If privacy online is your thing, then this is definitely the best prepaid credit card for you.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

YOUTH

Neon Prepaid MasterCard

Neon Prepaid Card Image

 
£9.99 
 
£0.00

POS:
Free

ATM:
£0.99

POS:
£0.00 + FX

ATM:
£2.00 + FX


Phones4u Stores
Bank Transfer
Post Office
Internet


Gold star smallGold star smallGold star smallGold star smallgold star half
The definitive
youth prepaid card

Go to Site

Review & Details

The award winning youth prepaid card with 20% Cashback through Online shopping, 1% Cashback on Mobile Phone Top Up and Free to load via BACS and in Phones4u stores. Availablt to everyone above the age of 13 with parental consent. Very funky indeed. An excellent innovation for youth and the best prepaid credit card in this category.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

GIFTING

Bread
Prepaid MasterCard

Bread Prepaid Card

 
£7.50 
 
£0.00 

POS:
2%

ATM:
£1.50

POS:
2%

ATM:
£1.99

Post Office
PayPoint
Bank Transfer

Looking to Gift a Prepaid Card - well the Bread prepaid Card is an excellent gift choice as you can get it for yourself or gift it to someone else. Comes with Cashback Shopping and the usual beneits of prepaid cards including no credit checks and no bank accounts necessary. The best prepaid credit card for gifting.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

SHOPPING
1ST PICK

Virgin Money
Prepaid Card

Virgin Money Prepaid Card

 
£9.95 
 
£4.75 

 POS:
£0.00

ATM:
£1.50

 POS:
2.95% 

ATM:
£1.50

 
PayPoint
Post Office
Internet
Bank Transfer
Get money off where it matter most - on holidays, gyms, wine and more. Free for Shopping at retailers and great savings at Currys, Debenhams, Sainsbury's, B&Q and Boots and more. First month free with virgin media, 10% off at virgin wines, a month off at virgin active, 10% off at virgin holidays, 20% off at virgin experiences and 10% off car, home, pet and annual travel insurance. Need we say more? This is the ultimate shopping card which deserves the best prepaid credit card accolade for shopping.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

SHOPPING
2ND PICK

NETELLER Net+ Prepaid MasterCard - New

Neteller Net+ Prepaid Card

 
£0.00
 
£0.00 

 POS:
Free

ATM:
£3.00

 POS:
2.95%

ATM:
£3.00

 

Internet
Debit Card
Credit Card
Neteller Account


Free! Free! Free! -The Brand New NETELLER Net+ Prepaid MasterCard card is Free to get and Free to use in retail locations and available in 8 fantastic currencies- GBP, USD, EUR, CAD, SEK, DKK, AUD and JPY. Get a Physical card for all your high street shopping and get a virtual card for all your online shopping. A new shopping champion emerges...
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

BAD DEBT or
UNBANKED

Freedom Eagle
Prepaid Card

Freedom Prepaid MasterCard

 
£5.99 / £7.99 
 
£0.00 -
£5.95 based on tariff

 POS:
£0.00 to £0.50

ATM:
£0.00 to 1.50%

 POS:
£0.00 to £0.50

ATM:
£2.75%

 

PayPoint
Post Office
Bank Transfer


Now with zero upfront fee - Bad debit, Poor Credit History, No Bank Account - all that is irrelevant when you apply for a Freedom Eagle Prepaid Card because there is 100% acceptance and approval. The Credit Booster is an excellent feature to improve ones credit history too. The best prepaid credit card for the unbanked.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

VISA

Virgin Money
Prepaid Card

Virgin Money Prepaid Card

 
£9.95 
 
£4.75 

 POS:
£0.00

ATM:
£1.50

 POS:
2.95% 

ATM:
£1.50

 
PayPoint
Post Office
Internet
Bank Transfer
If you are looking for a Visa Prepaid Card then the Virgin Money Visa Prepaid card is an excellent choice. Lots of freebies and customer service as is standard from Virgin Money. Easily the best prepaid credit card with VISA acceptance.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

MASTERCARD

CashPlus Gold
Prepaid MasterCard
(ActivePlus)

Cashplus Gold Prepaid Card

 
£4.95 
 
£4.95 

POS:
Free

ATM:
£0.99

 
POS:
+2.99% 

ATM:
£3.00 + 2.99%

 

Post Office
Bank Transfer
Salary Transfer

400,000 cards issued, £450 million loaded and the only Gold MasterCard prepaid card in the UK - this is the top MasterCard product to get. Use at 29.5 million retailers worldwide & 1.5 million ATM's that accept MasterCard. Top pick as the best prepaid credit card with MasterCard acceptance.
Card
Category
Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

MAESTRO

Splash
Prepaid Card

Splash Prepaid Card

 
£5.00 
+
£4.95 Annual Fee
 
£0.00 

 POS:
2.5% 

ATM:
£1.50

 POS:
3.5% 

ATM:
+ 2.5%

 
PayPoint
Post Office
Internet
Bank Transfer
The Original Prepaid Card for all Maestro Fans. The best prepaid credit card with Maestro acceptance and still going strong.
 

Visit out consumer prepaid card comparison section to find the best prepaid credit card to suit your needs. If you wish to use a prepaid card for your business, visit our business prepaid card section.

 

 
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NETELLER Net+ Prepaid Credit Card 
Kalixa Prepaid Credit Card 
Cashplus Prepaid Credit Card
 
Fair FX Prepaid Credit Card
 
Bread Prepaid Credit Card  
Freedom Eagle Prepaid Credit Card
 
One Banking Prepaid Credit Card
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