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New - Blue Sky Prepaid MasterCard Card Review
Date Reviewed: 30th Nov, 2010 - Now with FREE Cashback Rewards!
Product Snapshot
The Blue Sky Prepaid MasterCard is the brand new general spend prepaid credit card bought to you by the Blue Sky Card Solutions team. A general spend sterling prepaid MasterCard, the Blue Sky card comes with a range of innovative functionality and features built in to include SMS interactivity, online account management, companion card-to-card transfer capability, credit booster and payment protection insurance.
The Blue Sky prepaid credit card offers highly competitive products tariffs coupled with one of the most reliable and secure technology infrastructures in the UK. The card can be loaded at any high street bank, post office or PayPoint and also via a cardholder's online or telephone banking service. The card can be spent anywhere in the world the MasterCard logo is displayed; online, in-store and at over 30 million retail locations worldwide in addition to 1.5 global ATM's for cash withdrawals.
The Blue Sky prepaid card offers two attractive pricing plans; Pay Monthly (£4.45 per month) which offers free bank loads, free UK purchases and a low flat UK ATM fee, and Pay As You Go (no monthly fee) with highly competitive pricing for loading, spending and ATM usage.
Blue Sky Prepaid Credit card users can monitor and manage the card online or via simple SMS commands (to check balances, see transaction history, transfer funds, block and unblock cards).
The Blue Sky MasterCard prepaid credit card is also available as an instant issue card with 100% acceptance guaranteed; this card has reduced spending limits attached but can be upgraded to the Blue Sky Prepaid Card with higher spending limits at any time subject to electronic verification checks. Get even more with FREE cashback rewards from Blue Sky.
Blue Sky really does give you the freedom to fly! The Good Two attractive price tariffs, an attractive card design, an instant issue prepaid card option with the promise of excellence in customer services and operation, the Blue Sky Prepaid MasterCard represents excellent value with additional extras such as Credit Booster and payment protection insurance to boot. Recently added FREE cashback rewards too.
The Not so Good Only a Sterling (GBP) card is available currently which means that the Blue Sky prepaid credit card is not ideal for travel abroad but with MasterCard acceptance, you can use your card worldwide for purchases and cash withdrawals subject to a small additional FX Fee.
Key Features
MasterCard Acceptance
Chip & PIN Security
PayPoint and Post Office Reloads
Application Process You can apply for the Blue Sky Prepaid Credit Card via a fairly simple application process online via the Blue Sky Prepaid MasterCard website.
Apply online -Visit Blue Sky at www.blueskyprepaid.com, complete an online application form (which only takes a few minutes), enter your payment method and your Blue Sky Prepaid MasterCard will be sent to you in the post within 5 working days.
You are guaranteed 100% acceptance with the Blue Sky Prepaid card and once the card is received, you can activate and view your PIN online or via the telephone and your Blue Sky Prepaid MasterCard is ready to use.
Card Features
100% Guaranteed Acceptance.
Credit Booster Facility and Payment Protection Insurance.
Free Cashback Rewards
Design A single card design available at this stage but a rather cool and modern design.
Fees There are two pricing plans to choose from – a Pay As You Go plan and a Pay Monthly Plan. Choose the Blue Sky Prepaid MasterCard tariff that suit you best.
Reload Fee - Free via bank transfer and cash bank load, 3% via PayPoint
Online Account Management and Self Servicing The Blue Sky Prepaid Credit Card team provide you access to full online account management and SMS and IVR facilities. You can use the online account management tools at the Blue Sky Prepaid MasterCard website to manage your prepaid card account in order to
Monitor and View statements.
Review account transactions.
Make free card to card transfers..
Using Abroad The Blue Sky prepaid credit card is a prepaid MasterCard card and hence, can be used at over 30 million retailers around the globe hat accept MasterCard as well as at over 1.5 million ATM's to withdraw cash .
The card is currently available in Sterling (GBP) currency at this stage which makes it ideal for use in the UK but you can use your card abroad as well subject to a 2.50% foreign exchange fee. Point of Sale retail transactions abroad incur a fee of £1.00 and ATM withdrawals abroad incur a fee of £2.00 plus the FX fee per withdrawal. So whilst the functionality and convenience is available, it is recommended to keep ATM withdrawals abroad to a minimum.
Whilst the Blue Sky Prepaid MasterCard is pretty competitive when compared to numerous other GBP cards, if your main aim is to use your prepaid credit cards abroad, you should consider getting a specific Euro or Dollar Prepaid travel card.
Reload Options There are a number of options available to you to load your Blue Sky Prepaid Card including some fixed fee and free options. You can load your Blue Sky Prepaid MasterCard prepaid credit card as follows
Cash Bank Load - Free (Pay Monthly), £0.99 (Pay As You Go)
Bank Transfer - Free
PayPoint - 3.00%
Post Office - £1.99
Card to Card Transfers (SMS) - £1.50
Card to Card Transfers (Online) - Free
Choose the reload method that suits your pocket and needs to reload your Blue Sky prepaid card.
Customer Service The Blue Sky Prepaid MasterCard is provided to you by Blue Sky Card Solutions and you can reach the Blue Sky prepaid card customer services team can be reached using the online contact form on the Blue Sky Prepaid Card website or via phone. Customer services details are as follows.
By Email: customerservice@blueskyprepaid.com
By Telephone :0207 081 0923 (free from BT Landlines)
By Post: Blue Sky Prepaid, 3rd Floor, 7 Hanover Square, Mayfair, London W1S 1HQ
Complaints Procedure The Blue Sky Prepaid Card programme is managed by Blue Sky Card Solutions Limited. If you are unhappy in any way with your Blue Sky Prepaid Card or the way it is managed, tell us by using the e-mail enquiry facility on the Website so we can investigate the circumstances for you. Any complaints you have will be dealt with quickly and fairly.
Complaints can be made via phoning the Customer service team on: 0207 081 0923. Alternatively, you may email customerservice@blueskyprepaid.com.
If you are still not satisfied after following our procedures, you can ask the Ombudsman to review the complaint. Alternatively you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London, E14 9SR or telephone 0845 080 1800. Calls may be recorded.
Awards The Blue Sky Prepaid MasterCard was launched in November 2010 and is yet to be nominated for any awards.
Overall rating Freedom to Fly with the Blue Sky Prepaid MasterCard Prepaid Credit Card!
