The Kalixa Prepaid MasterCard is available absolutely FREE to Prepaid365 Customers as part of Kalixa’s 3rd year anniversary celebrations. All customers applying for a Kalixa card between 1st Feb, 2012 and 14th Feb, 2012 can get the Kalixa prepaid MasterCard absolutely free when making their first deposit of £50 or more. It’s another excellent offer from the team at Kalixa following on from the Disney Promotion last Christmas.

To avail this offer, simply visit the Kalixa Prepaid Card website and apply for a Kalixa card and the usual £4.95 card fee will be waived when making an initial load of £50. With thousands of new customers signing up each week, Kalixa is well established in the United Kingdom, Germany and Italy, and is on track to expand into Spain and the Netherlands within the next two months.

“We’re really pleased that Kalixa is becoming more and more popular every day,” says Suresh Vaghjiani, Head of Product Management at Kalixa’s issuing bank, Vincento Payment Solutions. “We’ve worked hard over the past three years to improve the features of the card, and we’ve spent a lot of time optimising our fees. The positive feedback we’re continually receiving proves we’re on the right track.”

Get your Kalixa card today – Visit the Kalixa Website.

It has been thirteen years since South African home-grown company, ATM Solutions, opened its doors with the aim to bring fully serviced, conveniently located and reliable ATMs to more areas in the country. Committed to achieving its goal of bringing banking to the people, Africa’s leading independent deployer and operator of ATMs today celebrated the opening of its 7^th branch, which has been up and running since November last year and is situated in Witbank in the Mpumalanga region.

“The area has always been serviced, but exceptional growth over the last few years highlighted the need for a dedicated branch to attend to the unique needs of our business and banking partners, clients and the ATM user community in the province.” says ATM Solutions’ Mpumalanga branch supervisor, Gerhard du Plessis, who initially joined the company as a field technician in 2007 and has over six years of experience in the field.

With client relations executives, sales representatives, and dedicated technicians spread across the region, as well as administration and  dispatching staff, the branch is well-equipped with all the necessary resources and skills to effectively monitor, maintain, troubleshoot and promptly support the region’s ATMs locally.

With a national footprint of over 4000 ATMs deployed and operated on behalf of eight of southern Africa’s major banks, Wayne Abramson, CEO of ATM Solutions, notes that the new branch is currently responsible for servicing about 300 sites in the Mpumalanga region, and provides a further platform to support our goal of making banking more accessible and affordable to the South African public. “Together with our banking partners, we continue to strive to financially include as many people as possible, particularly in developing and underserviced areas where communities have the most to gain from an extended banking footprint”.

Dedicated to run the Mpumalanga branch in line with ATM Solutions’ internal ethos of “Having fun… Making money… and Doing good,” du Plessis says that the team is committed to making each client feel valued.  “Personal interaction based on service excellence, complete customer satisfaction and trust will continue to be the cornerstone of our service offering,” he concludes.

The public can reach the new branch during business hours by calling (013) 692 5518.

For more information on ATM Solutions and its other branches situated across the country visit www.atmsolutions.co.za.

To find out more about Prepaid Cards and Prepaid Card providers, visit Prepaid365.

Prepaid Credit Cards are just like credit cards except that they can only be used when the funds have been loaded on the cards by the cardholder themselves prior to usage. So in that sense, they are actually completely different from the traditional credit cards and debit cards which we are used to seeing in day to day life.

Typically, you need to add funds on the card before you can access those funds and most prepaid cards usually have some fees attached to them. Furthermore, they really do not provide any credit whatsoever. So if you are looking for a credit facility or access to additional funds, these cards really are not for you. So with the fees, it may almost seem that you are borrowing your own money at a cost – so the overriding question would be – why would anyone really need prepaid credit cards?
Why You May Benefit From Prepaid Credit Cards

1. Prepaid Credit Cards Provide Access: Not everyone qualifies for credit and debit cards because of their credit history or their social status or because of CCJ’s. Prepaid credit cards can provide such individuals with access to electronic payment devices in the form of prepaid credit cards which thus gives them access to services and purchase options which they would not have normally had access to otherwise. This means that these individuals now have access to online shopping, internet purchases, discounts for electronic purchases and other such similar offers.
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Prepaid Credit Cards look like credit cards, but work differently. You can use them everywhere Maestro, MasterCard or Visa is accepted (depending on the type of prepaid credit cards that they are) but you can only spend up to the available balance on your card.

With prepaid cards, you load funds onto your card and use that money to make purchases and get cash – you are not borrowing money from a bank or other financial institution. Read on if you are interested in finding out what prepaid credit cards are all about.
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Prepaid travel money cards are quickly becoming the preferred option among people to make transactions while they are traveling. They are fast replacing using foreign currency or traveler cheques as the leading paying medium during traveling.

Prepaid travel cards allow you to load your card with any desired amount of money that falls under the minimum and maximum loading limit from financial institutions that offer this service. You can use it as a debit card to acquire money from an ATM or use it as a credit card to pay for the purchases made.

Prepaid Travel cards in the era of the Credit Crunch – What do you need to get one?

Prepaid credit cards are taking center stage especially as the economic slump is tightening its grip on the world economy. You no longer need to carry money with you when you are on a trip. Each card is allotted a PIN number that contributes significantly to the safety of the product. As this is an international option, you can get the relevant authority informed about the loss of your card with the PIN number identifying your card to them. Customer support will block all activities that involve the lost product and should make arrangements for a new card to be sent out to you.
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Prepaid Cards for Kid Driving Youth Payments : You can teach your children responsible management of their finances without risking them actually handlling a lot of actual cash. Just as it could be risky for you to be carrying large amounts of money while you shop, it would probably be even more risky for your teenagers.

By giving your kids their own prepaid cards, you can actually teach your kids how to monitor and spend their money wisely without these risks.You can also put restrictions on your child’s prepaid credit card such that they cannot use it on unnecessary spending like online gaming and booze.
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Prepaid credit cards are already sparking a revolution in how transactions are performed today. The future for prepaid cards looks rather promising. Widely used in America, other countries are also ramping up legislation and acceptance of Prepaid credit cards. The UK Market is one of the more mature markets.

They allow an average individual to enjoy the benefits offered by a credit or debit card. People having low credit worthiness can depend on these credit cards to perform various types of transactions such as making reservations for car rentals, hotels and purchasing items online.

Prepaid credit cards are now being used for Money Transfer, Travel, Gaming, Online Shopping, Payroll and Expense management, Privacy and Gifting.
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Paying Bills with Prepaid Credit Cards: Recently, there has been a growing trend with banks offering customers lower and lower interest rates for new credit cards, and some even assure clients of no interest charges for up to a year! This has led to some consumers being suspicious about the motives of banks and to questions linked to exactly what the banks are looking to offer as well as some questioning whether there are hidden charges involved. These suspicions are deep rooted and would seem to be linked to consumer preconceptions about banks be out to do the “dirty” on them and with banks being concerned solely about raising commercial profits and bank bonuses.

Consumers have been quite familiar with the credit card, but they can’t be easily talked into it anymore because they also know the disadvantages a credit card brings – unlimited debt, the capability of people spending outside their means, and irresponsible shopping. What is the next best thing to a credit card that will not lead to problems such as these? Hence, the gowing popularity of prepaid credit cards.

Prepaid credit cards are most likely the best solution to paying bills without sinking account holders deeper into debt. The thing is, they work almost like debit cards where the money used to pay the bills must be previously deposited. This prevents the unwanted debt brought by excessive shopping. The only difference is that the spending limit has been set to a lower level in order to control the account holder’s finances.
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Prepay cards are fast becoming the number one preferred payment medium for online transactions as well as offline purchases as well.  The growth can be seen with the number of services it can offer or the number of usage of the cards for various areas like travel, online shopping, money transfer, and the likes.

Like most card products, there are known advantages and disadvantages of prepay cards.  Not everything (like prepaid credit cards) can be satisfactory for everyone.  There will be individuals who might find prepaid cards not that useful at all and some might find them to be the very thing that they have been looking for.  Not everything can really satisfy what everybody wants and that should be expected because not all people are the same.

Some of the advantages of the prepaid cards are:

• It can be obtained without doing any background check unlike availing a credit card where there will be lots of background checking and necessary documents to secure and many other requirements you have to produce when the credit card provider asks for them
• You can set the limit by funding the card with the amount that you intend to use and you can budget your money this way; just don’t purchase outside of the card if you really want to monitor your expenses.
• It can function well just like an ordinary credit card without monthly bills, interests, or even the fear of unexpected purchases being credited to your card.  The amount that you will be able to spend will be limited to the amount of the funds of the card.
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