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Listed below are all the Prepaid cards for the unbanked that are excellent alternatives to Bank Accounts and are ideal as credit cards for bad credit or rather bad credit credit cards. Of course, as prepaid credit cards, there is no credit available but some of these cards come with standing order and direct debit facilites providing fantastic value to consumers.

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Issuer/
Card Design
Card
Fee
Monthly Fee POS & ATM Fee Reload Options Overall
Rating
UK Abroad

MeCard Prepaid MasterCard - NEW

MeCard Prepaid MasterCard

 

£0.00 (P)
+
£9.99
(TEEN)


 
£0.00

 POS:
£0.00

ATM:
£0.75

 POS:
£0.00 +
FX Fee

ATM:
£1.50 +
FX Fee

 

Internet
Bank Transfer
PayPoint


Gold star smallGold star smallGold star smallGold star small
The Stylish and Funky
Essence of Youth

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Secure Trust Bank Basic Bank Account

Secure Trust Bank Basic Bank Account with Prepaid



 
£12.50 
 
£12.50 

POS:
Free

ATM:
£0.50

 POS:
Free + 2,75%

ATM:
£2.25 + 2,75%

Bank Transfer
Salary Transfer
Phone

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The all in one Basic Bank Account and Prepaid Credit Card facility!

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First Premier
Prepaid Card - NEW

First Premier Prepaid MasterCard

 
£8.95
 
£1.00

 POS:
£0.00


ATM:
£1.00

 POS:
£0.00 + 2.00% FX

ATM:
£1.00 + 2.00% FX

 

PayPoint
Post Office
Internet


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Possibly the best priced Pay Monthly Prepaid Card!

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NETELLER Net+ Prepaid MasterCard

Neteller Net+ Prepaid Card

 
£0.00
 
£0.00 

 POS:
Free

ATM:
£3.00

 POS:
2.95%

ATM:
£3.00

 

Internet
Debit Card
Credit Card
Neteller Account


Gold star smallGold star smallGold star smallGold star smallgold star half
The Credit Card Alternative par Excellence in 8 currencies

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CashPlus Gold
Prepaid MasterCard
(ActivePlus)

Cashplus Gold Prepaid Card

 
£4.95 
 
£4.95 

POS:
Free

ATM:
£2.00

 
POS:
+2.99% 

ATM:
£3.00 + 2.99%

 

Post Office
Bank Transfer
Salary Transfer

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The Best General Spend Prepaid Card around!

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Blue Sky
Prepaid Card - NEW

Blue Sky Prepaid MasterCard

 
£9.99 
 
£0.00 -
£4.45 based on tariff

 POS:
£0.00 to £0.66

ATM:
1.50% (min £0.99)

 POS:
£1.00 + 2.50%

ATM:
£2.00 + 2.50%

 

PayPoint
Post Office
Bank Transfer


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Freedom to Fly with
Blue Sky Prepaid Cards

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Lycamoney
Prepaid Card - NEW

Lycamoney Instant Issue Prepaid Card

 
£4.99
 
£0.00

 POS:
£0.00

ATM:
£0.50

 POS:
£0.00

ATM:
£0.50 or 1.50%

 

Payzone
Post Office
Bank Transfer*

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Simplicity and Innovation with Lycamoney Prepaid

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Kalixa Prepaid
Card

Kalixa Prepaid MasterCard

 
£4.95* Free with Special Offer till 14.02.12 
 
£0.00 

 POS:
Free

ATM:
£1.75

 POS:
Free

ATM:
£2.25

 

Internet
Debit Card
Credit Card
Moneybookers


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Control Your Cash
with Kalixa

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Freedom Eagle
Prepaid Card

Freedom Prepaid MasterCard

 
£5.99 / £7.99 
 
£0.00 -
£5.95 based on tariff

 POS:
£0.00 to £0.50

ATM:
£0.00 to 1.50%

 POS:
£0.00 to £0.50

ATM:
£2.75%

 

PayPoint
Post Office
Bank Transfer


Gold star smallGold star smallGold star smallGold star smallgold star half
The all season all person prepaid card

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ClearCash Pay As You Go Prepaid Card - NEW

ClearCash Prepaid Card

 
£4.50 - £5.00 
 
£0.00 

 POS:
2.50%

ATM:
£0.75

 POS:
£1.50 + 2.75% FX

ATM:
£1.50 + 2.75% FX

 

Post Office
PayPoint
Bank Transfer
Salary Transfer


Gold star smallGold star smallGold star smallGold star smallgold star half
Intelligent Money Management with PAYG!

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OneBanking
Prepaid card


OneBanking Prepaid MasterCard card

 
£0.00
+
£30.00 
£12.50 

 POS:
£0.00 

ATM:
£0.00

 POS:
£0.00 

ATM:
2.5%

 
Internet
Cheque
Face to face

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More than just a
prepaid card

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Orange Cash
Prepaid Card - NEW

Orange Cash Prepaid Card

 
£5.00
 
£0.00

 POS:
£0.00


ATM:
2.95%

 POS:
£0.00 + 2.75% FX

ATM:
2.95% + 2.75% FX

 

PayPoint
Payzone
Post Office
Orange Shops


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The Contactless Prepaid Card that brings Rewards!

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ClearCash Pay Monthly
Prepaid Card

ClearCash Prepaid Card

 
£4.50 - £5.00 
 
£9.99 

 POS:
Free

ATM:
£0.50

 POS:
2.75% 

ATM:
£1.50 + 2.75%

 

Post Office
PayPoint
Bank Transfer
Salary Transfer

Gold star smallGold star smallGold star smallGold star smallgold star half
Intelligent Money Management redefined!

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Moneybookers
Prepaid Card

Moneybookers Prepaid MasterCard

 
£8.30
 
£0.00 

 POS:
Free

ATM:
£1.50

 POS:
+1.99%

ATM:
£1.50

 

Debit Card
Credit Card
Bank Transfer

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Move your money with Moneybookers!

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Prepaid Financial Services Prepaid card

PFS Prepaid Card

 
£8.95 
 
£1.00 

 POS:
£0.00 

ATM:
1.50%

 POS:
£1.00 

ATM:
2.00%

Payzone
Bank Transfer
Internet
Cheque
SMS/Phone
Card to Card

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Launch a B2B prepaid card scheme in 5 days!

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Virgin Money PAYG
Prepaid Card - NEW

Virgin Money Prepaid Visa Card

 
£9.95 
 
£0.00 

 POS:
2.95%

ATM:
2.95%

 POS:
3.5% + 

ATM:
3.5% +

 
PayPoint
Post Office
Internet
Bank Transfer
Gold star smallGold star smallGold star smallGold star smallgold star half
Aspirational and beautiful pay as you go prepaid card

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Splash
Prepaid Card

Splash Prepaid Card

 
£5.00 
+
£4.95 Annual Fee
 
£0.00 

 POS:
2.5% 

ATM:
£1.50

 POS:
3.5% 

ATM:
+ 2.5%

 
PayPoint
Post Office
Internet
Bank Transfer
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The Original Prepaid Card

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