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Do prepaid cards work on sites that require 3D Secure verification

Well, the answer is NO and this can be frustrating as certain purchases like buying your Oyster card require 3D secure verification before payment is accepted.

3-D Secure is an XML based protocol used as an added layer of security for online credit and debit transactions. The 3D Secure protocol was developed by Visa to improve the security of Internet payments and offered to customers as the Verified by Visa service. Services based on the protocol have also been adopted by MasterCard under the name MasterCard SecureCode, and by JCB international as J/Secure.

For your prepaid card to work with 3D secure verified site, the issuing bank and your card must be registered with 3D secure and that is rarely the case with prepaid cards.

Hence, as a word of caution if you see the following logos on a site and it says it requires 3D secure authentication, it is quite likely that you card may not be accepted as a form of payment.

3D Secure Logos

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