Product Snapshot
Available in Euros, USD and Sterling currencies, the EasyKard MasterCard is a fully functional Chip and PIN prepaid MasterCard from EasyKard. Also available is the Travel card with reduced fees and the business card which can be embossed with your company name. Available in 4 striking designs.
The Good
Availability in three currencies is a good place to start but EasyKard provide excellent card designs to boot and a viable option for both consumers and businesses. Innovative online account management facilities ensure a good customer experince as well. and consumer. Numerous reload options exist.
The Not so Good
The fees for usage and monthly management are marginally on the higher side and whilst numerous top up and reload options are available at a non-confusing £2.00, the fee itself is high as some providers do provide free reload options and lower usage fees - possibly a small price to pay to carry an extremely attractive piece of plastic in your wallet.
|
|
Application Process  
EasyKard have an extremely smooth application process and you can make an application online, over the telephone or by post.
- Apply online - if you have the right to reside in the UK, have a valid passport and a mobile phone then you can apply online. You have the facility to upload your ID.
- Apply via Telephone - if you have the right to reside in the UK, have a valid passport and a mobile phone then you can call the EasyKard team and apply on the phone.
- Apply by post - you can apply manually by providing your documents via Post.
|
|
Card Features
- Available in 3 currencies - Euro, USD and GBP
- 100% guarateed acceptance as long as they can verify your identity.
- Chip & PIN enabled for your safety and security.
|
|
Card Design
4 Striking designs are available. You can choose the one that suits your mood and vibe.
|
Card Fees
- Card Issue Fee - £9.95 Issue Fee + £2.95 Activation Fee
- Monthly Fee - £2.95
- Transaction Fee UK - £0.20
- ATM Withdrawal Fee UK - £1.50 per withdrawal
- Reload Fee - £2.00 for all options available
|
|
Online Account Management and Self Servicing
You can service your account on the EasyKard website where you can view your balance, recent transactions and change your personal details. EasyKard provide you with Full access to integrated and real time online account management tool
|
|
Using Abroad
The EasyKard prepaid card is available in GBP, USD and EURO's. A POS transaction abroad will cost you 1.5% of your transaction value and an ATM withdrawal will cost you 3% of your transaction value. Furthermore, using a GBP card in a USD/EURO currency territory or vice versa will incur a 3% foreign exchange cost but with three currencies to choose from, you should be able to avoid this fee.
|
Reload Options
Funds can be loaded on to your EasyKard Prepaid Card in a number of ways:
- At any Payzone outlet - £2.00
- At any Post office Outlet - £2.00
- At participating UK Banks - £2.00
- Cheque or Postal Order - £2.00
|
Customer Service
There are a number of ways you can get in touch with the EasyKard Customer Services team.
- By Email:customer.services@easykard.co.uk
- By Telephone : 0870 879 1780 - National Call Rates
- Lost and Stolen Cards: +44 (0)207 127 0009
|
Complaints Procedure
The EasyKard team promise to investigate and provide a full reply within 7 days. You should contact customer services in the first instance or post/email to the services director at
EasyKard plc
PO BOX 474
Manchester
M17 1WJ
United Kingdom
and a full reply will be provided within 7 days.
You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail: enquiries@financial-ombudsman.org.uk
|
Awards
The EasyKard prepaid card programme is an excellent one but we are awaiting details of any award wins at this stage.
|
Overall Card rating
A great option for both direct consumers and businesses with extremely attractive designs.
|
|
|
