Product Snapshot
Available in Sterling currency, the Holmesdale Building Society Lifestyle Prepaid MasterCard® is a fully functional chip and pin MasterCard from one of the oldest Building Societies in the UK. The Lifestyle Prepaid MasterCard® works just like a pay as you go phone; you put money on to the card before you use it.
Your HBS Lifestyle Prepaid MasterCard® will be accepted at over 25 million locations wherever your see the MasterCard® acceptance mark! With over a million ATMs in over 210 countries, you're never far from a MasterCard®, Maestro, or Cirrus ATM. By using your HBS Lifestyle Prepaid MasterCard® there is no danger of you overspending and you may even be able to save some money on your card each month.
The Good
Free UK ATM and POS is a good place to start but with an attractive card design and numerous reload and redemption options , the B&F prepaid MasterCard card is an excellent alround option for both consumers and businesses. Innovative online account management facilities ensure a good customer experience as well.
The Not so Good
The monthly management fees and foreign usage fees are marginally on the higher side but they should be easily compensated by the free UK ATM and POS options. There seem to be no free reload options as well.
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Application Process  
To apply for a card, simply walk into the Holmesdale Building Society branch and ask at the counter.
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Card Features
- No initial Card cost
- 100% guarateed acceptance as long as they can verify your identity.
- Chip & PIN enabled for your safety and security.
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Card Design
At this stage, there is only one design available but a Gold card is on the way.
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Card Fees
- Card Issue Fee - Free
- Monthly Fee - Free
- Transaction Fee UK - Free
- ATM Withdrawal Fee UK - 24 Free withdrawals and then £1.50 per withdrawal
- Reload Fee - £1.75 or Free at Holmesdale Building Society branches
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Online Account Management and Self Servicing
You can service your account on the Lifestyle Card website where you can view your balance, recent transactions and change your personal details. Homesdale Building Society provide you with Full access to integrated and real time online account management tool
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Using Abroad
The Lifestyle prepaid MasterCard card is available in GBP. A POS transaction abroad will cost you 1.00% and an ATM withdrawal will cost you 3.00% of your transaction value. Furthermore, using a GBP card abroad will incur an additional 3% foreign exchange cost.
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Reload Options
Funds can be loaded on to your Lifestyle Prepaid MasterCard card in a number of ways:
- At Holmesdale Branches - Free
- At any Payzone outlet - £1.75
- At any Post office Outlet - £1.75
- At participating UK Banks - £1.75
- Cheque or Postal Order - £1.75
- Bank Transfer/Standing Order - £1.75
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Customer Service
There are a number of ways you can get in touch with the Holmesdale Building Society Lifestyle card Customer Services team.
- By Email:customer.services@holmesdale.co.uk
- By Telephone : 0870 879 3256 - National Call Rates
- Lost and Stolen Cards: 0870 879 3429- National Call Rates
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Complaints Procedure
The Lifestyle prepaid MasterCard card team promise to investigate and provide a full reply to all complaints within 7 days. You can contact the customer services team at
Holmesdale Building Society Customer Services
c/o EasyKard
Trafford Wharf Road
Salford Quays
Manchester
M17 1HP
You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail: enquiries@financial-ombudsman.org.uk
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Awards
We are awaiting details of any award wins at this stage.
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Overall Card rating
A great low fee option for Holmesdale Building Society Customers.
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