FAIRFX Prepaid Card Review | Prepaid365

Powered by PFS

FAIRFX Prepaid Card Review 4.5 Stars

FREE to purchase for Prepaid365 Visitors - Available in GBP, EUR & USD with excellent FX Rates
FAIRFX Prepaid Card

GBP CARD

£0.00*
Issue Fee
  • Monthly Fee £0.00
  • UK POS 1.40%
  • UK ATM £1.50
  • FX FEE 1.40%
  • INTL POS £0.00
  • INTL ATM £1.00
  • LOAD Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards

EUR CARD

0.00*
Issue Fee
  • Monthly Fee €0.00
  • UK POS €0.00
  • UK ATM €1.50
  • FX FEE 1.40%
  • INTL POS €0.00
  • INTL ATM €1.50
  • LOAD Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards

USD CARD

$0.00*
Issue Fee
  • Monthly Fee $0.00
  • UK POS $0.00
  • UK ATM $2.00
  • FX FEE 1.40%
  • INTL POS $0.00
  • INTL ATM $2.00
  • LOAD Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards
*Typically cost £9.95 to purchase but FREE for Prepaid365 Visitors
If there is one travel accessory you need to get before you travel, it is a travel money prepaid card and the FairFX prepaid MasterCard is a good place to start.

The FairFX prepaid currency card is accepted globally at 29 million retailers and at over 1.5 million ATM's that accept that the MasterCard brand.

The FAIRFX currency cards are available in EURO, USD and GBP currencies and provide users with safety, security and convenience when spending abroad. The exchange rates are highly competitive and much better than the high street exchange rates (typically 6-8% better).

The one stand out feature of FairFX prepaid cards, unlike other FX cards, is that you can use the card in countries with a different currency without incurring any additional fees.

In addition to that, with no point of sale charges, fixed fee ATM charges and free reloads using bank transfers and your debit card, the FairFX prepaid MasterCard is a strong contender in the Travel Money and FX Cards market.
The FairFX Prepaid MasterCard guarantees an excellent exchange rate and with 3 currencies, to choose from, you have a card option that you can use anywhere in the world. With free POS transactions and no additional fees on ATM transactions, the FAIRFX currency cards are an excellent buy. What's more - you do not get penalised for cross border usage - that means - for using your GBP card in a USD region or a EURO region or vice versa.
The FairFX prepaid MasterCard is simply good value and with three currencies on offer, it is difficult to be critical of the product. The card is also mooted at £9.95 but is currently Free for all applicants through Prepaid365. It is worth checking this offer at the time of application.
FAIRFX Prepaid Card
Reviewed by Prepaid365 on .
Your money travels further with FairFX Prepaid travel Cards!
FREE to purchase for Prepaid365 Visitors - Available in GBP, EUR & USD with excellent FX Rates.
Rating: 4.5

Application Process  4.5 Stars

The application process for the FairFX prepaid MasterCard is quick and easy . You apply online by filling in a simple form.

  • Apply online – if you at least 18 years old and a UK resident, you can apply for a FairFX Prepaid MasterCard online. You will need to provide some evidence of who you are and your address and your card will be issued when these details have been verified.

Details of how you can activate your card are included with the letter you receive with your card. This is typically in the form of an activation code which you can then use to activate the card on the FairFX currency Card website.

Card Features  5 Stars

  • The Card is available Free to Prepaid365 Customers
  • Available in EURO, USD and GBP.
  • No Point of Sale or Retail transaction Fees on EURO and USD Cards

Card Design  4 Stars

At this stage, one card design is available for each currency.

Card Fees  4.5 Stars

The FAIRFX Prepaid Card is available in three currencies – GBP, EURO and USD.

FAIRFX GBP (Anywhere) Prepaid MasterCard:

  • Card Issue Fee – £9.95 – FREE for Prepaid365 Customers.
  • Monthly Fee – Free.
  • Transaction Fee UK – 1.40%.
  • ATM Withdrawal Fee UK – £1.50.
  • Reload Fee – Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards.

FAIRFX EURO Prepaid MasterCard:

  • Card Issue Fee – £9.95 – FREE for Prepaid365 Customers.
  • Monthly Fee – Free.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – €1.50.
  • Reload Fee – Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards.

FAIRFX USD Prepaid MasterCard:

  • Card Issue Fee – £9.95 – FREE for Prepaid365 Customers.
  • Monthly Fee – Free.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – $2.00.
  • Reload Fee – Free load online by Debit or Bank Transfer, 2.5% charge for Credit Cards.

Issue Fee Note : The FairFX Prepaid MasterCard cards are issued at £9.95 but are currently FREE for all Prepaid365 customers but please check at the time of application to ensure the offer is still valid.

Account Management  5 Stars

You can service your account on the FairFX prepaid MasterCard website. Using this services you can

  • view your current balance.
  • check your transactions online free of charge and
  • load your card using a debit or credit card

You can also use the FAIRFX currency card SMS service to receive a text with your card balance sent to you anywhere in the world you have mobile phone reception.

Using Abroad  5 Stars

The FairFX Card is available in GBP, USD and EURO's.

The GBP card is best suited for usage abroad when travelling to non EURO/USD region where Euro's or dollar's are not the trading currency. Using a GBP card abroad is free at POS but will cost you £1.00 at ATM in addition to a 1.40% FX Fee for both ATM or POS.

If travelling to a EURO or USD region, then you should get a EURO or USD card respectively. A POS transaction abroad (in EUR/USD) is Free in the respective regions and an ATM withdrawal will cost you €1.50 or $2.00, respectively.

Reload Options  4 Stars

Funds can be loaded on to your FairFX prepaid MasterCard card in a number of ways:

  • Internet top up using your Debit card – Free
  • Bank Transfer/ Standing Order- Free
  • Internet top up using your Credit card – 2.50%

Debit Card loads and topping up via Bank Transfer or Standing order are the recommended options for loading your FAIRFX currency card.

Customer Services  5 Stars

There are a number of ways you can get in touch with the FairFX Prepaid MasterCard customer services team if you need more information, need to discuss your card or need to report your card lost or stolen..

  • By Email: enquiries@fairfx.com.
  • By Telephone : +44 (0)1753 778619 (lo-cal rate)
  • Lost and Stolen Cards: +44 (0)115 957 7420 (lo-cal rate)
  • By Post: Card Services, PCT (Retail) Ltd, PO BOX 3544, Chester, CH1 9FZ

Complaints Procedure  5 Stars

The Prepaid Card programme is managed by Payment Card Technologies (Retail) Ltd.

If you are unhappy in any way with your Prepaid Card or the way it is managed, tell us by using the e-mail enquiry facility on the Website so we can investigate the circumstances for you. Any complaints you have will be dealt with quickly and fairly.

You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 and e-mail: enquiries@financial-ombudsman.org.uk

Awards  3 Stars

The FairFX Currency cards are yet to win any formal awards yet but recognition has come through the Prepaid365 consumer awards indicating the high regard consumers have for the FAIRFX products. The FAIRFX Prepaid MasterCard also draw's a fair bit of positive comment in Broadsheet and online Media.

  • Runner Up: Best Travel Money Prepaid Card – Prepaid365 Prepaid Card Awards 2010
  • Runner Up: Best Travel Money Prepaid Card – Prepaid365 Prepaid Card Awards 2009

Overall Rating  4.5 Stars

Your money travels further with FairFX Prepaid travel Cards.

Get the Travel bug with FAIRFX Prepaid Travel Cards
You may also want to consider the following prepaid cards --->

What FAIRFX Cardholders say...

  • I congratulate you for the excellent service that you have provided me.

    Nicola S., Italy

  • Many thanks for that. Excellent customer service!

    Sean B., UK

  • It was really super. We used them in taxis, hotels, shops, airports. Really convenient.

    Malachy O., Ireland

  • I found out about ukash through the money saving expert websitevand it is truly great for when travelling in Europe. I got the euro pre-paid travel mastercard, which you get for free and no charge for delivery. It says on the website 5-7 days for delivery and I got mine in 5 days exactly. So simple to register the card and you get the PIN immediately via text, so you can use straight away. You use it just like you would your own card but no charges for using abroad and was by far the best rate I could find when I was topping it up with euros. Easy to top up and view your balance using an online account and secure as anytime an important transaction was made you get an email. Couldn't recommend this any more!!

    Emma

  • I decided to get a Ukash card as my son was off to the USA on a school trip and I didn't want him taking money or travellers' cheques. It tuned out to be a great decision as he lost cash but fortunately not the card so he still had a good time.

    Richard

  • Having read the positive reviews about the Ukash Travel Money Card, I decided to give it a go and I am now very happy I did. The exchange rates are fantastic and good value for money. The website was very simple to use and I got my card within 5 days. I will tell all my family and friends about Ukash.

    Joy

  • Not usually one to leave reviews, however this product was really useful. Used it to exchange some Euros for a short trip and was cheaper than the airport. Also didnt incur any charges while out there.

    Ben Gough

  • Trouble free, decent telephone support. Have used the card without problems.

    James Cummins

  • Been using them for some time now and I've been pretty happy with the transaction process thus far. Some ecommerce store only accept them instead of Paypal especially stores from the Asia region. Verification can take some time but since it's for our own protection, I guess it's acceptable.

    James Darronte

  • Have been using for a month to pay online stores that do not accept paypal. Fairly good security/verification processes leave me feeling confident my finances are secure.

    Mark Hewetson

  • So far it was the best and easiest way for me to make online transactions and payments. I ditched paypal and alertpay, cause there were too much hustle and online policies, which ruined online shopping, at least for me.

    Bosica

  • I've used the T24 BlackCard for about two years now, and I recommend it to friends and clients whenever I can. It's easy to use and they've got extremely forthcoming and personal service. My firm has chosen to implement the card as part of our partner packages as the obvious way of managing our payrolls and travel expenses.

    Michael Philips

  • My experience using T24 BlackCard could not be better. It is secure, worldwide accepted and high available. But what is exceptional is the support provided by the T24 Black Card Team. I feel myself a premium customer. I recommend it.

    Christoph Schulz

  • I chose Pockit because it is easy and safe to use both online and in-store, since you can only spend what is available on the card you can really manage your money. The cashback offers are an additional benefit!

    Maurice, Kilmarnock

  • We use the Pockit Prepaid Card for all our household expenses as it is easy to keep track of what is being spent. We try and use it at participating retailers as much as possible so we save on a weekly basis

    Vaneesha, London

  • The card works great, I’ve mainly been using it for the cashback deals, I buy as much as I can from M&S instead of other places. I have found it so easy to setup and use. I remind myself of where I can save by looking on the website every so often

    Meheen, London

  • Just wanted to say what a fab idea this is, I can now have the convenience of using a card when I have funds – it’s brilliant. Thank you.

    Janice, Worcester

  • I really like my Pockit card, it rewards me for doing my shopping at places like M&S and Halfords

    Sue, Chichester

  • Great features, looks and feels great to use compared to most banking apps

    Brian Crook

  • Easy to use. Easy to transfer funds from my bank to the card. Notifications are good. All round good app. Thanks.

    Adrian Stainton

  • Really quick to use - I can load my card in the queue for train tickets!! It makes keeping track of my spending dead simple.

    Anon

  • Downloaded the app, added a card and loaded money all in one breath... no hassle. Even logged in online to make sure everything was ok... and it was! As a frequent Orange Cash user this app is PERFECT.

    Marie Davis

  • Being an Orange card heavy user this app is a god send! Very simple and easy to use...immediate money upload too. Just what this excellent card needed to compliment it.

    Peter Butterworth

  • So far so good! Easy to access my account on line, or check the balance at the ATM ecept the nearest local one which is visa and link only! Able to add standing orders to companies at my convienience, make transferrs or use the card as a debit card. Follow up has also been good with a couple of calls to make sure I'm happy with the service and am able to gain access without problems. Much more helpful than my previous TSB bank who I'd been with from childhood....I'm now 55. I've never done internet Banking til I started with Clearcash... They made the transition so easy.

    Anon

  • I have had troubles in getting a bank in the high street, and going through troubles with my debt i was left in disarray with my finances! i found that no high street would touch me with my awful credit rating.. yet when i stumbled upon Clearcash i found it was the thing i was waiting sooo long for! they gave me instant approval and no credit checks, i now have my very little salary paid in (lol) and have child benefits etc put in.. very happy with all at clearcash! best thing is they have an account called Pay monthly, this is helping my credit rating get boosted :) yaaay! 10/10

    Joethedon1958

  • I have had a ClearCash card for a few years now and recently received an email saying they are changing the service. They are now utilising Cashplus who are quite a large outfit but the card is still ClearCash. Simple process to transfer and ClearCash call centre there to help. Cashplus customer service wasnt as good - but answered my queries. Got lots of confidence with ClearCash, unlike others, they listen to your feedback! Now got my own account number and sort code which is really helpful too!

    Gregor123

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • This is was afad Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

Want to find out more about corporate travel cards?

Get in touch