Cutting Your Utility and Energy Spending
The cost of living has been a major talking point since the onset of recession, with many people looking to do more with less. Small savings here and there can quickly add up, meaning small lifestyle and spending changes can have a major impact in the long-term. For those wishing to save a few extra […]
The Advantages of Student Prepaid Card
Students have notoriously tight finances, which makes the process of managing them of crucial importance. However, it comes during a period of life when any number of expenses could suddenly crop up, from everyday essentials such as food and rent, to other aspects such as purchasing books and equipment. And that’s without any consideration for […]
US Prepaid Retail Purchases to top $200bn in 2014
Retail purchases made with prepaid cards in the US will top $200 billion in 2014, accounting for 5% of all retail spending in the States. It is a clear sign that the cards have entered mainstream use as an increasing number of branded and unbranded cards enter the financial loop, according to Aite Group. Some […]
Poor Credit History? Get Access with Prepaid Cards
In instances where a person’s credit rating is poor or they lack a bank account, it can be very difficult to get a credit or debit card. However, there is a way to escape from the word ‘no’ and the constant letters of rejection that can inundate people in these types of situation. It comes […]
How Business Prepaid Cards can Aid Expansion of Freelance Services
Many businesses all over the globe are realising the benefits of having an extensive network of freelancers to provide work and guidance. However, these workers still need to be paid for their services and international banking and transfer fees can make such assistance a costly process. But it is still possible to get the full […]
Do you Shop Online? European Consumer Trends Revealed
The number of Europeans prepared to look at products online might be increasing, but a new study has revealed that 55% will still not regularly follow through with online purchases. Instead, they prefer traditional means of finding something in a store, rather than via PC, mobile or digital platform sales. That is according to Forrester, […]
Food Price Inflation Hits Record Low
Food price inflation in the UK is at its lowest ever recorded level, while overall price deflation occurred for an eleventh consecutive month in March. The food market was the one that stood out though – as food inflation slowed to 0.8% in February, lower than at any other point in the past. It represents […]
What can Youth Prepaid Cards Teach Kids About Finances?
Learning about good financial management from a young age can have a genuine impact on consumer habits in later life. As a result, getting children to think about their money can be an ideal way for parents to pass on good habits. With financial lessons becoming mandatory this September as part of a number of […]
Brits put Less Into Savings …but are They Saving More Than Ever?
The amount of disposable income being set aside each year by the average household is dwindling, according to official data. Research from the Office for National Statistics has revealed that people put aside a total of 5.1% of their disposable income in 2013, compared with 7.3% the previous year. This will be particularly concerning for […]
Revamped ISA System to Help UK Savers
Chancellor George Osborne announced several major changes to the ISA system in his Budget speech for 2014, paving the way for millions of British savers to benefit. The New Individual Savings Accounts (NISAs) will allow more people to save without the need to pay tax – as up to £15,000 can now be placed into […]
