Product Snapshot
Your White Eagle Prepaid Card works just like a pay as you go mobile phone. It can be topped up with cash at any of the 18,000 shops and garages that display the PayPoint logo, with transfers from any bank account and with your wages paid by your employer
Targeting the unbanked, migrant workers, and those with a poor credit history, the White Eagle Pre paid solution provides the UK population with an excellent solution. It is a “payroll card” (in effect a virtual bank account), a money transfer card and an online shopping card with low cost international telephone calls and a user friendly web portal.
As you can see, its more than just a prepaid card; it offers a complete financial & telecoms package.
The Good
A multiple award winning prepaid card product, the White Eagle solution is quickly establishing itself as the market leading product especially for new immigrants to the UK, the unbanked and as a travel/expenses card. It is a complete financial and telecoms package and represents excellent added value. what's more, it's currently available at a discounted £4.95 - what more could you ask for?
Remember you can receive FREE cash backs in store – another one of the many added benefits!
With the White Eagle Pre paid card you can order up to 3 Companion cards. These can only be loaded with money from your primary Card. Money can be shared between cards via SMS, telephone or online. This is a great way to pay your children’s pocket money, limit your expense spending or send some money abroad/home to friends or family!
The Not so Good
Very few but one potential disadvantage is that it is a Maestro product and hence, acceptance is not as wide as a MasterCard product but the added value across the product more than makes up for this.
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Application Process    
The application process couldn't be simpler. You can order a White Eagle pre paid card straight from the White Eagle card website
- Apply online - if you have the right to reside in the UK, have a valid passport or driving. license, and a delivery address you can apply online and your card should be with you in 7 days.
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Features     
- Wages can be paid directly onto your card.
- Send money home instantly & for free.
- Manage your account by SMS and FREE Cash back in stores!
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Design    
At this stage, there are two designs available. The Euro card is RED and the Sterling card is BLUE - that's the Litmus test!! |
Fees     
- Card Issue Fee - £4.95 discounted from £9.95.
- Monthly Fee - £3.95.
- Transaction Fee UK - Free. (International POS is free too).
- ATM Withdrawal Fee UK - £0.95 per withdrawal.
- Reload Fee - £1.00 for Payroll Load, 3% at PayPoint, Free Card to Card Transfer
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Online Account Management and Self Servicing     
You can service your prepaid card account on the website and access your account online 24/7. You can also manage your account using White Eagle's IVR services. You can view your balance, recent transactions and change your personal details.
Don’t forget - you can also manage your account via SMS.
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Using Abroad    
Two card options are available - the GBP (Blue) card and the EURO (Red) card. A POS transaction abroad is FREE and an ATM withdrawal abroad will cost you 1.5% but a maximum of £2.00 or equivalent.
Using a GBP card in a EURO currency territory or vice versa will incur a 1.5% foreign exchange cost but this is better than a lot of other providers and with two currencies to choose from, you should be able to avoid this fee..
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Reload Options    
Funds can be loaded in a number of ways:
- Using Cash/Debit/Credit at any Paypoint outlet - 3% of load amount.
- Salary and Wage Transfer - £1.00.
- Bank Transfer - £1.00.
Numerous options and you should pick the one that suits you best.
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Customer Service     
The White Eagle Prepaid team provide you with numerous ways to get in touch. Free customer service enquiries by email are complemented with telephone support available between 9am - 6pm, Monday to Friday except bank holidays. - £0.10 per minute from BT land lines
- By Email:CustomerServices@white-eagle.com
- By Telephone : +44 (0) 207 081 0832 - £0.10 per minute from BT Land lines.
- SMS services please text +44 (0) 778 1472 723. - £0.20 per text.
- Lost and Stolen: +44 (0)8448 115 115.
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Complaints Procedure     
The White Eagle prepaid team aim to acknowledge complaints within 5 days of receiving the expression of dissatisfaction. White Eagle maintain an accurate and up-to-date record of all complaints received. Complaints can be registered via email or phone call using the customer services details provided.
You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail: enquiries@financial-ombudsman.org.uk
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Awards     
The White Eagle Prepaid Maestro Card is a winner in every sense of the word. A multiple award winning card, we expect to add to the list below in the future.
- Best Card Cross-Selling Programme of the Year 2009 - Card Awards 2009.
- Best Marketing & Distribution Award 2008 - MasterCard Prepaid Europe Awards 2008.
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Overall rating     
An excellent multiple award winning product that is the complete package.
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