A Different Approach to Business Crowdfunding
In a change to the usual processes of crowdfunding, a British website is taking a different approach by launching a fund for members of the public to donate to. The plan will see people leave the decision of where exactly their money goes in the hands of a professional. This should mean that educated financial […]
Mortgage Lending at Highest Level Since Recession Began
December borrowing was up 49% on the previous year according to industry figures, with demand for fixed rate mortgages especially prevalent. The surge in new mortgage lending was experienced by bands and building societies alike, with an estimated £17 billion lent during the last month. According to the Council of Mortgage Lenders, gross lending in […]
Crowdfunding for Business Success
Money raised by entrepreneurs via crowdfunding has topped the £1 billion mark in the past two years, according to the latest figures. As a result many businesses have had a solid foundation on which to build and develop, helped by the continued growth of crowdfunding as a concept. The number of websites on both sides […]
Managing Overseas Spending – What to Look out for
When you are overseas, hidden charges for withdrawing money or for using debit or credit cards can quickly add up. Watching out for these types of charges can save a considerable sum, especially since some of the major lenders have scrapped their accounts that offered free overseas spending. Metro Bank has announced it will start […]
The Advantages of Money Management Apps
Money management via your Smartphone or any other mobile phone opens up a whole host of new options for people who are keen to cast an eye over their finances. There are a multitude of applications that allow users to watch their spending and to break down exactly where their money goes. When finances are […]
ISA Savers Missing out on the Best Rates
Savers across the UK who have poured billions into their Cash ISA accounts are missing out on the top rates of interest, according to the latest research. And worse still, they are being shunned if they try to shift their existing ISAs to accounts which are offering better rates. The subsequent result of this situation […]
Finding the Best January Holiday Deals to Save Cash
January is the ideal time of the year to book a holiday and it is the busiest time for many tour operators up and down the country. They do battle for business and promise all sorts of discounts in a bid to attract more custom. Consumers are getting increasingly savvy at this time of year […]
Npower Last of Big Six Companies to Reduce Energy Bills
Three million Npower customers are set to see a reduction in their annual energy bills following an announcement by the firm to cut prices by 2.6%. Npower’s declaration now means that all of the Big Six have cut prices following the decision to alter the way green levies are processed. The price cut is a […]
The Potential Impact of Crowdfunding Regulation
Crowdfunding is not a new concept, but it seems that it is really taking off in the UK at present. Studies in the back end of 2013 by NESTA suggested that the UK crowdfunding network has grown by a whopping 618% in the last year. This is a serious spike in interest by anybody’s standards. […]
Self Assessment Deadline Day is Looming
The deadline for filing self assessment tax returns is quickly approaching as people will need to have filed them by midnight on 31 January. A surprising amount of people continue to leave the issue until the last possible minute. This can often cause genuine problems in terms of the filing process, not to mention stretching […]