A Different Approach to Business Crowdfunding
In a change to the usual processes of crowdfunding, a British website is taking a different approach by launching a fund for members of the public to donate to. The plan will see people leave the decision of where exactly their money goes in the hands of a professional. This should mean that educated financial […]
Managing Overseas Spending – What to Look out for
When you are overseas, hidden charges for withdrawing money or for using debit or credit cards can quickly add up. Watching out for these types of charges can save a considerable sum, especially since some of the major lenders have scrapped their accounts that offered free overseas spending. Metro Bank has announced it will start […]
The Advantages of Money Management Apps
Money management via your Smartphone or any other mobile phone opens up a whole host of new options for people who are keen to cast an eye over their finances. There are a multitude of applications that allow users to watch their spending and to break down exactly where their money goes. When finances are […]
ISA Savers Missing out on the Best Rates
Savers across the UK who have poured billions into their Cash ISA accounts are missing out on the top rates of interest, according to the latest research. And worse still, they are being shunned if they try to shift their existing ISAs to accounts which are offering better rates. The subsequent result of this situation […]
Booming Digital Entertainment Sector sees Surge in Consumer Spending
Sales of digital entertainment products including music, films and video games rose during 2013 following a five-year lull, according to the latest figures. The success of digital services such as Netflix and Spotify has supported this growth which saw the value of film and TV downloads, streams and subscriptions reach £621 million. Meanwhile, the number […]
Is it a Good Time to be a Saver in the UK?
So far in 2013, many savers will have kept a close eye on the gradual fall in the rate of inflation and considered what it might mean for their precious funds. November saw rates reach 2.1%, down from 2.7% in January and ever so slightly nearer to the government’s target of 2%. However, it has […]
Brits Benefit From Cheaper European Holidays
British travellers are set to benefit from cheaper European holidays this year as the value of the pound (GBP) strengthens over European currencies. Both Euro and non-Euro currencies have been weakened over the past year, putting the British currency at a distinct advantage. This means that trips abroad are now more affordable, with the Latvian […]
British Travel Numbers Return To Form After Four Year Decline
Latest figures from the Office for National Statistics (ONS) showed the number of British residents travelling abroad grew for the first time in 2011, following a four year slump. Previous figures had shown a decline in the number of Brits taking holidays abroad since the onslaught of the 2008/2009 recession, making this increase particularly positive […]
Shoppers Use Prepaid Cards as Economy Shows Signs of Recovery
The National Institute of Economic and Social Research have estimated that Britain’s economy grew by 0.1% in the three months up to February. Savvy shoppers are using prepaid cards to aid their budgeting costs.
Prepaid Credit Cards – Why You Need Them And Why You Do Not!
Prepaid Credit Cards are just like credit cards except that they can only be used when the funds have been loaded on the cards by the cardholder themselves prior to usage. So in that sense, they are actually completely different from the traditional credit cards and debit cards which we are used to seeing in […]
