Payment Card Technologies - Small Business Prepaid Provider | Prepaid365

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Payment Card Technologies - Small Business Prepaid Provider

Payment Card Technologies
Payment Card Technologies

5th Floor
48-54 Moorgate

Company Profile

Payment Card Technologies Limited (PCT) is an international prepaid and debit card programme manager with offices in London and Dublin.

Formed in 2007 and co founded by Frank Lambe (Chairman) and Ian Clowes (MD), PCT offer a flexible approach to prepaid card management, with a number of different solutions available based on budget, business needs and customer requirements.

Having worked within the prepaid market for many years, PCT are ideally placed to provide small businesses with a fast to market, fully established product with first rate technical support.

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Company Snapshot

  • Date Established: 2007
  • Management: Frank Lambe, Chairman
    Ian Clowes, Managing Director
  • Accreditations: FSA Regulated
  • Key Partners: BancTec, MasterCard, Newcastle Building Society, FIS, OCS
  • Selected Clients: GCEN, easyJet, Fair FX, Chequepoint, Pitney Bowes, Thinkmoney, MeCard, Travel Welfare, RFU, Angry Birds, Ghana Bank, First Premier, Vida FX, Ramsdens

Contact Details

Services for Small Business

PCT recognize that there are many organizations who wish to offer Prepaid Cards to their customers but do not have the capital required for the programme set up, or indeed the time or the resources that need to be dedicated to launching a fully branded prepaid card scheme.

Demand within the market for such products led PCT to create 2 own label cards: a general spend card for consumers wishing to manage their everyday spending money more wisely; and a travel card for customers looking for a good deal to purchase and spend foreign currency.

The First Premier labelled products offer businesses with a great opportunity to ‘test the water’ with an already established programme.  Both programmes are sold to partners as an off the peg full solution, ready to promote to their customers as soon as they are signed up.  Alternatively, an affiliate scheme is in place for companies who can generate traffic to the First Premier site and are able to earn commissions on a CPA basis.

Features Snapshot

  • Straight to market, off the peg solution available, with fully functioning website
  • Pre-approved marketing materials available to save time and money
  • Affiliate scheme available
  • Co-branded cards available using our fully developed off the peg cards, but featuring company or brand name on the card
  • White label cards available, offering fixed cardholder fees and card features, but the ability to use own card image
  • Consultancy service available to help businesses decide on the best card solution.
  • Programmes available in numerous currencies such as GBP, EUR and USD.

Awards & Nominations

  • Best Large Business Prepaid Provider - Winner:  Prepaid365 Awards 2014
  • Best Prepaid Programme Manager - Finalist:  Prepaid Awards 2012
  • Best Prepaid Non-Gift Programme - Winner:  Prepaid Awards 2010

Latest Press Releases

Case Studies


There are no current vacancies at PCT. However, we are always interested in hearing from talented professionals within the financial services industry. If you are interested in working with PCT, please feel free to send a speculative application to

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