Loading Prepaid Cards | Prepaid365

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Most prepaid card providers allow you to load your card with funds in numerous ways. Find out how and where you can top up ypour prepaid card and whats the smartest way for you to top up your prepaid credit card.
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How or where can I reload or top up my prepaid card
The number of places across the UK where you can top-up your prepaid card is growing as the popularity of prepaid cards increases across the UK and beyond. Card issuers are adding more outlets and retailers to their top up networks to allow their customers ease of top-up. The table below provides a brief look of the major prepaid reload points in the UK.
Reload Point Details
Payzone Logo
  • Terminals: Over 30,000 Reload points across the UK
  • Speed: Reload usually available almost immediately
  • Mechanism: Reloads can usually be made by debit card or cash
  • Fees: Different issuers charge different fees , so check the fees comparison table for more details.
  • Outlet Locator: Find a Payzone Outlet near you
paypoint logo
  • Terminals: Over 20,000 Reload points across the UK
  • Speed: Reload usually available almost immediately
  • Mechanism: Reloads can usually be made by debit card or cash
  • Fees: Different issuers charge different fees , so check the fees comparison table for more details.
  • Outlet Locator: Find a PayPoint Outlet near you
Post Office Logo
  • Terminals: Over 14,000 Reload points across the UK
  • Speed: Reload usually available between 1-2 days
  • Mechanism: Reloads can usually be made by debit card or cash
  • Fees: Different issuers charge different fees , so check the fees comparison table for more details.
  • Outlet Locator: Find a Post Office near you
logo_epay
  • Terminals: Over 100,000 Reload points across the UK including major retailers Post Office™, Tesco, Asda/Walmart, Sainsbury's, Boots, Esso, Shell, Martin McColl, Jet, Morrisons, Argos, Toys R Us and Budgens as well as numerous independent retailers.
  • Speed: Reload usually available almost immediately
  • Mechanism: Reloads can usually be made by debit card or cash
  • Fees: Different issuers charge different fees , so check the fees comparison table for more details.
  • Outlet Locator: Find an e-PAY Outlet near you
BanksLogos
  • Terminals: Numerous Banks across the UK
  • Speed: Reload usually available instantly or up to 4 days later
  • Mechanism: Reloads can usually be made by debit card or cash
  • Fees: Offered by a few issuers only and different issuers charge different fees, so check the fees comparison table for more details.
  • Outlet Locator: Check the website of the bank
Computercreen
  • Terminals: Anywhere you can find a computer and Internet access
  • Speed: Reload usually available almost immediately
  • Mechanism: Reloads can usually be made by debit card or credit card
  • Fees: Different issuers charge different fees , so check the fees comparison table for more details.
What's the best way for me to reload or top up my prepaid card
Well this really depends on the reload mechanisms provided by your card issuer.

Check the terms and conditions of your prepaid card account to see which reload options exist with your prepaid card. The options are likely to be from among the following
  • Online with Credit Card
  • Online with debit Card
  • Bank Transfer
  • Wage Transfer
  • SMS Reloads
  • Reloads with Cash at Payzone, PayPoint, Post Office, E-PAY
  • High Street Bank reloads
  • By cash or cheque in the post
Go through the Terms and Conditions and find out which options are free or most cost effective and use those options to top-up your card. As a tip, wage transfers and bank transfers are usually free and some issuers also allow free reloads when debit cards are used as the source. For a definitive answer, check your prepaid card issuers terms and conditions.
How long does it take for you to clear my cheques?
Firstly, you should check if your prepaid card provider allows reloads using cheques.

Most prepaid card providers do allow you to reload your prepaid card using cheques sent to them in the post. You should make sure that you have provide them with all the details necessary to reload your card without any delays. However, cheque payments are probably the slowest way of topping up your prepaid card and can take between 3-5 working days from the time that your cheque has been received by the prepaid card provider.

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