Cashplus Gold Prepaid Card Review

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Cashplus Gold Prepaid MasterCard Review Gold StarGold StarGold StarGold StarGold Star Half

Comes with 5 different price plans, creditbuilder, free purchase protection, cashback rewards and a whole lot more
Cashplus Prepaid Card

Pay Monthly (Activeplus)

£4.95
Issue Fee
  • Monthly Fee £4.95
  • UK POS £0.00
  • UK ATM £2.00
  • FX FEE 2.99%
  • INTL POS £0.00
  • INTL ATM £3.00
  • LOAD Free at Post Office or via bank transfer or wage transfer

Pay As You Go (Flexiplus)

£9.95
Issue Fee
  • Monthly Fee £0.00
  • UK POS £0.99
  • UK ATM £2.00
  • FX FEE 2.99%
  • INTL POS £0.00
  • INTL ATM £3.00
  • LOAD Free at Post Office or via bank transfer or wage transfer
Note: The Cashplus Gold Prepaid Card is available in 5 different price plans including the Pay monthly and Pay As You Go tariffs shown here. See additional detail in the card fees section below.

Find out more

Cashplus provide you with reassurance and familiarity and have a great track record with
  • Over 1 million Cashplus cards already issued
  • More than £1 billion in payments processed

Visit the Cashplus Website to find out more.

The multiple award winning Cashplus Gold prepaid MasterCard is one of the oldest prepaid cards available in the UK Market and that experience certainly tells and how!

A Chip and PIN Gold prepaid MasterCard, the Cashplus card is still the only GOLD prepaid card available in the market and can be used to over 29 million retailers online, instore and over the phone that accept MasterCard in addition to making withdrawals at over 1.5 million ATM's worldwide.

The Cashplus prepaid Gold MasterCard is available with a number of pricing tariffs to suit your needs and continues to be one of the most reliable prepaid cards available with over a 400,000 cards issued since its launch in 2005 and over £450 million loaded on to the cards.

As a general spend prepaid card, you really cannot go wrong with the Cashplus Prepaid MasterCard card.
Excellent award winning customer service is backed up with a number of valuable consumer focussed benefits such as Creditbuilder® and Purchase Protection making the Cashplus Prepaid Card the best general spend prepaid card in the UK Market.
Only a GBP card is available which makes the Cashplus prepaid card a poor traveller and it is not recommended for usage abroad. Withdrawal fees on the Cashplus prepaid card can be tad bit higher than a number of other cards in the market so if you aim to use your card primarily for ATM withdrawals, be sure to choose the Cashplus Deluxe account, which features free cash machine withdrawals in the UK but has a higher monthly fee too. So choose your pricing plan wisely.

Application Process Gold star smallGold star smallGold star smallGold star smallGold star small

You can apply for the Cashplus Prepaid MasterCard online or at numerous retail partner outlets across the country.

  • Apply online - Order online in minutes – it’s easy and as long as you live in the UK and you’re 18 or over, you’re guaranteed to get one.
  • Apply at a Retail Outlet – Simply visit one of the Cashplus retail partner outlets and apply for your Cashplus prepaid card at your nearest cashplus retail outlet. You will need at least two types of identification (one that includes your photograph and one that proves your UK home address) and funds to cover your card issue fee and first monthly subscription fee, if applicable and the amount you want to load on to the card.

That’s it and your Cashplus Prepaid Card should be with you in the next 3-5 days.

Card Features Gold star smallGold star smallGold star smallGold star smallGold star small

  • 5 different price plans to choose from to suit your needs.
  • FREE purchase protection.
  • Helps you to build your credit history using the Creditbuilder feature.

Card Design Gold star smallGold star smallGold star smallGold star smallgold star half

The award winning Cashplus prepaid Gold MasterCard is available in a single iconic design and is the only GOLD prepaid card available in the market.

Card Fees Gold star smallGold star smallGold star smallGold star smallGold star small

There are five pricing plans to choose from – a Pay As You Go Cashplus Flexiplus product, two Pay Monthly Cashplus products, Activeplus (£4.95) and Deluxe (£9.95), with different fee structures to suit different usage patterns, Cashplus Premier that has a one off yearly fee and no monthly fees and a fifth Cashplus product which is better suited for payroll needs.

Cashplus Flexiplus (Pay As You Go):

  • Card Issue Fee – £9.95.
  • Monthly Fee – Free.
  • Transaction Fee UK – £0.99.
  • ATM Withdrawal Fee UK – Up to £2.00.
  • Reload Fee – Free at Post Office or via bank transfer or wage transfer.

Cashplus Activeplus (Pay Monthly):

  • Card Issue Fee – £9.95. £4.95
  • Monthly Fee – £4.95.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – Up to £2.00.
  • Reload Fee – Free at Post Office or via bank transfer or wage transfer.

Cashplus Deluxe (Pay Monthly):

  • Card Issue Fee – £9.95.
  • Monthly Fee – £9.95.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – Free.
  • Reload Fee – Free at Post Office or via bank transfer or wage transfer.

Cashplus Premier (Pay Annually):

  • Card Issue Fee – £29.99.
  • Monthly Fee – Free.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – £0.99.
  • Reload Fee – Free at Post Office or via bank transfer or wage transfer.

Cashplus Freedom:

  • Card Issue Fee – £9.95.
  • Monthly Fee – Free if you load £1000 per month or £4.95 per month.
  • Transaction Fee UK – Free.
  • ATM Withdrawal Fee UK – £0.99.
  • Reload Fee – Free at Post Office or via bank transfer or wage transfer.

Choose the price plan that is right for you. For a complete fee structure listing, review the terms and conditions on the cashplus website before you make a final decision.

Account Management Gold star smallGold star smallGold star smallGold star smallGold star small

You can manage your account online with the Cashplus Prepaid Card. When you become a Cashplus customer, you get access to the Members Area on the Cashplus website. You can register and activate your card and once registered, you can use the online account management functionality to

  • activate your card
  • check your balance
  • review and print your statements and
  • transactions at any time.

Using Abroad Gold star smallGold star small

The Cashplus prepaid card is MasterCard branded which means that you can use it at over 30 million merchants worldwide as well as to withdraw cash at over 2 million ATM’s worldwide.

However, the card is only available as a GBP card and hence, will incur an FX fee when used for making transactions and withdrawals abroad in non GBP regions. The FX fee charged on the Cashplus account is 2.99% of the transaction amount. ATM withdrawals abroad incur a £3.00 fee in addition to this FX fee making usage abroad an expensive option.

Hence, whilst you can use your card abroad, the Cashplus prepaid card is not recommended as a travel card for usage abroad.

Reload Options Gold star smallGold star smallGold star smallGold star smallGold star small

Funds can be loaded on to your Cashplus Gold Prepaid MasterCard in a number of ways:

  • Post Office Outlets – Free.
  • Cashplus Retail Outlets – Free.
  • e-PAY Outlets – £2.00 per load.
  • Bank account transfer – Free.
  • Wage Transfer – Free.

Simply find the reload option that works best for you.

Customer Services Gold star smallGold star smallGold star smallGold star small

If you need assistance, you can contact the Cashplus prepaid MasterCard Customer Services team by Customer Services on 0871 277 5599 Mon to Fri 8am to 6pm, Sat 10am to 4pm. Calls will be charged at 10p per minute from BT landlines or by writing to Cashplus Customer Services at PO Box 466, Salford, M50 2XU.

  • By Telephone : 0871 277 5599 – £0.10 per minute from BT landlines.
  • By SMS: Send SMS to 07797 800 601 – 25p per message plus network rates.
  • IVR: +44 (0)845 520 0025 – FREE local rate.
  • Lost and Stolen: 0871 277 5599 – £0.10 per minute from BT landlines.

Complaints Procedure Gold star smallGold star smallGold star smallGold star smallGold star small

If you have a complaint or are unhappy with any aspect of the way your account is being run, you should contact Customer Services so that your concerns can be investigated. A copy of the complaints procedure is available on request. Alternatively you can contact the Cashplus team in writing by sending your letter to: Complaints Department, PO Box 466 Salford M50 2XU

You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail: enquiries@financial-ombudsman.org.uk

Awards Gold star smallGold star smallGold star smallGold star smallGold star small

Winner of the following awards

  • Best General Purpose Prepaid Card – Prepaid365 Prepaid Card Awards 2010
  • Best Internet Shopping Prepaid Card – Prepaid365 Prepaid Card Awards 2010
  • Best General Purpose Prepaid Card – Prepaid365 Prepaid Card Awards 2009
  • Best Unbanked Prepaid Card – Prepaid365 Prepaid Card Awards 2009
  • Best New Prepaid Card – Cards International Global Awards 2007
  • Best Cardholder Service Award – MasterCard Prepaid Awards 2007
  • Hallmark of Innovation Award – ifs/Capgemini 2006

The Cashplus prepaid Gold MasterCard is easily the most awarded prepaid card product in the UK Market.

Overall Rating Gold star smallGold star smallGold star smallGold star smallgold star half

Multiple award winning general spend prepaid card!

Get Access with Cashplus Gold
You may also want to consider the following prepaid cards --->

What Cashplus Cardholders say...

  • I found out about ukash through the money saving expert websitevand it is truly great for when travelling in Europe. I got the euro pre-paid travel mastercard, which you get for free and no charge for delivery. It says on the website 5-7 days for delivery and I got mine in 5 days exactly. So simple to register the card and you get the PIN immediately via text, so you can use straight away. You use it just like you would your own card but no charges for using abroad and was by far the best rate I could find when I was topping it up with euros. Easy to top up and view your balance using an online account and secure as anytime an important transaction was made you get an email. Couldn't recommend this any more!!

    Emma

  • I decided to get a Ukash card as my son was off to the USA on a school trip and I didn't want him taking money or travellers' cheques. It tuned out to be a great decision as he lost cash but fortunately not the card so he still had a good time.

    Richard

  • Having read the positive reviews about the Ukash Travel Money Card, I decided to give it a go and I am now very happy I did. The exchange rates are fantastic and good value for money. The website was very simple to use and I got my card within 5 days. I will tell all my family and friends about Ukash.

    Joy

  • Not usually one to leave reviews, however this product was really useful. Used it to exchange some Euros for a short trip and was cheaper than the airport. Also didnt incur any charges while out there.

    Ben Gough

  • Trouble free, decent telephone support. Have used the card without problems.

    James Cummins

  • Been using them for some time now and I've been pretty happy with the transaction process thus far. Some ecommerce store only accept them instead of Paypal especially stores from the Asia region. Verification can take some time but since it's for our own protection, I guess it's acceptable.

    James Darronte

  • Have been using for a month to pay online stores that do not accept paypal. Fairly good security/verification processes leave me feeling confident my finances are secure.

    Mark Hewetson

  • So far it was the best and easiest way for me to make online transactions and payments. I ditched paypal and alertpay, cause there were too much hustle and online policies, which ruined online shopping, at least for me.

    Bosica

  • I've used the T24 BlackCard for about two years now, and I recommend it to friends and clients whenever I can. It's easy to use and they've got extremely forthcoming and personal service. My firm has chosen to implement the card as part of our partner packages as the obvious way of managing our payrolls and travel expenses.

    Michael Philips

  • My experience using T24 BlackCard could not be better. It is secure, worldwide accepted and high available. But what is exceptional is the support provided by the T24 Black Card Team. I feel myself a premium customer. I recommend it.

    Christoph Schulz

  • I chose Pockit because it is easy and safe to use both online and in-store, since you can only spend what is available on the card you can really manage your money. The cashback offers are an additional benefit!

    Maurice, Kilmarnock

  • We use the Pockit Prepaid Card for all our household expenses as it is easy to keep track of what is being spent. We try and use it at participating retailers as much as possible so we save on a weekly basis

    Vaneesha, London

  • The card works great, I’ve mainly been using it for the cashback deals, I buy as much as I can from M&S instead of other places. I have found it so easy to setup and use. I remind myself of where I can save by looking on the website every so often

    Meheen, London

  • Just wanted to say what a fab idea this is, I can now have the convenience of using a card when I have funds – it’s brilliant. Thank you.

    Janice, Worcester

  • I really like my Pockit card, it rewards me for doing my shopping at places like M&S and Halfords

    Sue, Chichester

  • Great features, looks and feels great to use compared to most banking apps

    Brian Crook

  • Easy to use. Easy to transfer funds from my bank to the card. Notifications are good. All round good app. Thanks.

    Adrian Stainton

  • Really quick to use - I can load my card in the queue for train tickets!! It makes keeping track of my spending dead simple.

    Anon

  • Downloaded the app, added a card and loaded money all in one breath... no hassle. Even logged in online to make sure everything was ok... and it was! As a frequent Orange Cash user this app is PERFECT.

    Marie Davis

  • Being an Orange card heavy user this app is a god send! Very simple and easy to use...immediate money upload too. Just what this excellent card needed to compliment it.

    Peter Butterworth

  • So far so good! Easy to access my account on line, or check the balance at the ATM ecept the nearest local one which is visa and link only! Able to add standing orders to companies at my convienience, make transferrs or use the card as a debit card. Follow up has also been good with a couple of calls to make sure I'm happy with the service and am able to gain access without problems. Much more helpful than my previous TSB bank who I'd been with from childhood....I'm now 55. I've never done internet Banking til I started with Clearcash... They made the transition so easy.

    Anon

  • I have had troubles in getting a bank in the high street, and going through troubles with my debt i was left in disarray with my finances! i found that no high street would touch me with my awful credit rating.. yet when i stumbled upon Clearcash i found it was the thing i was waiting sooo long for! they gave me instant approval and no credit checks, i now have my very little salary paid in (lol) and have child benefits etc put in.. very happy with all at clearcash! best thing is they have an account called Pay monthly, this is helping my credit rating get boosted :) yaaay! 10/10

    Joethedon1958

  • I have had a ClearCash card for a few years now and recently received an email saying they are changing the service. They are now utilising Cashplus who are quite a large outfit but the card is still ClearCash. Simple process to transfer and ClearCash call centre there to help. Cashplus customer service wasnt as good - but answered my queries. Got lots of confidence with ClearCash, unlike others, they listen to your feedback! Now got my own account number and sort code which is really helpful too!

    Gregor123

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  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam. Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

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  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

  • Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.

    Muffin

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    Muffin Group

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