Caxton FX Prepaid Card Review

Available in GBP, EUR & USD - Caxton FX Cards come with FREE ATM withdrawals outside the UK

GBP CARD

^£0.00

Issue Fee

Monthly Fee £0.00

UK POS £1.50

UK ATM £1.50

FX FEE 2.75%

INTL POS £0.00

INTL ATM £0.00

LOAD Free load online, by SMS or over the phone

EUR CARD

^€0.00

Issue Fee

Monthly Fee €0.00

UK POS €1.75

UK ATM €1.75

FX FEE 2.75%

INTL POS €0.00

INTL ATM €0.00

LOAD Free load online, by SMS or over the phone

USD CARD

^$0.00

Issue Fee

Monthly Fee $0.00

UK POS $2.00

UK ATM $2.00

FX FEE 2.75%

INTL POS $0.00

INTL ATM $0.00

LOAD Free load online, by SMS or over the phone

Product Snapshot
The Good
The Not so Good
Rating

Currency cards offer travellers a great new way to spend abroad. Whether it's for a holiday or business, the CaxtonFX card is free from the charges you normally get when you use your UK debit or credit card abroad. As a VISA Card it is accepted globally, protected by chip and PIN it offers security as well as value and convenience.

Like any prepaid plastic, you ‘load-up' the card before using it – you can do this from your debit card. Caxton converts your sterling into dollars or euros and credits the card’s balance. They guarantee High street beating exchange rates and because this rate is ‘fixed', you'll know how much everything costs. The Caxton FX currency cards are a safe alternative to cash, much easier than travellers cheques and a great way to avoid bank and credit card charges. Best of all the Caxton FX Cards are available in Euro, Dollar and Sterling to suit all your travel money needs.

Caxton FX Global Traveller Card: If you are travelling to multiple destinations including Europe and the US, this could be the card for you. Your balance remains in Sterling at all times so it can be used in any country, with any currency, and with any vendor displaying the VISA acceptance mark. No fees, no commission, or extra charges on your transactions means all costs and charges are included in the exchange rate applied. Funds are converted to the appropriate currency at point of sale, including ATM's.
Caxton FX Euro Traveller Card: So if you are travelling to Europe, this could be the card for you. No fees, commission, or extra charges on your transactions means a restaurant bill in Paris for €150 actually costs you €150.
Caxton FX Dollar Traveller Card: So if you are travelling to the USA, this could be the card for you. No fees, commission, or extra charges on your transactions means two tickets to a concert in the Lincoln Center for $75 actually costs you $75.

Getting a Caxton card is easy- you do it all online. Once you have got the card you can use your online account to reload and see your statement and current balance. Failing this you can top up anytime using their SMS service or just call them.

The Caxton FX card in your pocket means that you are guaranteed an excellent high street foreign exchange rate on the day. With free issuance and free POS transactions around the world, this is an excellent travel companion which now offers free ATM today.

Caxton FX rates are extremely competitive and with free ATM, Caxton FX cards are sure fire winners for long trips, vacations and Gap Years abroad but there may be other cards with slightly better exchange rates for shorter day trips. Reload options are free which is great but there are no reloads available at any 3rd party outlets.

Caxton FX Prepaid Card
Reviewed by Prepaid365 on 1st September, 2009.
Excellent travel companion guarantees's the best FX rate
Available in GBP, EUR & USD - Caxton FX Cards come with FREE ATM withdrawals outside the UK.
Rating: 5

Application Process

The application process for the Caxton FX prepaid card is quick and easy . You apply online by filling in a simple form.

Apply online – if you have the right to reside in the UK, have a valid passport and a mobile phone then you can apply online. Your Caxton FX card will arrive in 10 days

Upon receipt you log back on to activate and load it. It is ready to use instantly.

Card Features

The Caxton FX card is issued free of charge and is free to load.
Caxton FX provide you with the best exchange rate on the high street (or they credit the difference onto your card).
The Caxton FX card is available in Euro, Dollar and Sterling (Global Traveller).

Card Design

At this stage, only one card design is available with the Caxton FX card.

Card Fees

The Caxton FX Card is available in three currencies – GBP, EURO and USD.

Caxton FX Global Traveller GBP VISA Prepaid Card:

Card Issue Fee – Free.
Monthly Fee – Free.
Transaction Fee UK – £1.50 but FREE outside the UK.
ATM Withdrawal Fee UK – £1.50 but FREE outside the UK.
Reload Fee – The Caxton FX card can be reloaded online, by SMS or over the phone. All options are free. NB your mobile phone provider may make a charge to send an SMS.

Caxton FX Euro Traveller EURO VISA Prepaid Card:

Card Issue Fee – Free.
Monthly Fee – Free.
Transaction Fee UK – €1.75 but FREE outside the UK.
ATM Withdrawal Fee UK – €1.75 but FREE outside the UK.
Reload Fee – Free load online by Debit or Bank Transfer, 1.5% charge for Credit Cards.

Caxton FX Dollar Traveller USD Visa Prepaid Card:

Card Issue Fee – Free.
Monthly Fee – Free.
Transaction Fee UK – $2.00 but FREE outside the UK.
ATM Withdrawal Fee UK – $2.00 but FREE outside the UK.
Reload Fee – The Caxton FX card can be reloaded online, by SMS or over the phone. All options are free. NB your mobile phone provider may make a charge to send an SMS.

Account Management

You can service your account on the Caxton FX prepaid card website or via an interactive voice response (IVR) facility. You can also use your mobile phone to manage your Caxton FX prepaid card account and move money between your cards. You can view your

balance,
recent transactions and
change your personal details.

Using Abroad

The Caxton FX Card is available in USD, EURO and GBP. Retail POS transactions and ATM withdrawals abroad are free but using your card in a region where the transactional currency is different from your card currency is subject to a 2.75% fee. The Caxton FX Prepaid Travel Cards are VISA prepaid cards and can be used at over 30 million locations around the globe that accept VISA in addition to over 1.5 millions ATM’s to make withdrawals.

Reload Options

Funds can be loaded on to your Caxton FX prepaid Visa card card in a number of ways:

Internet top up using your debit card – Free
SMS/Phone top-up using your debit card – Free
On the phone using your Debit card – Free

Customer Services

There are a couple of ways you can get in touch with the Caxton FX Customer Services team.

By E-mail: info@caxtonfxcard.com
By Telephone: 0845 222 2639 (UK) – +44 207 201 0526 (outside the UK)
Lost and Stolen Cards: +44 (0)207 127 0009

All calls are charged at lo-cal rates

Complaints Procedure

Formal complaints about the Caxton FX card should be communicated in writing to info@caxtonfxcard.com or through the post to The Card Services Manager, Caxton FX Ltd, Portland House, Bressenden Place, London, SW1E 5BH .

Within 5 working days we will send written acknowledgement of the complaint.

Within 4 weeks, we will write again with our formal response, or to explain why we need more time. If not already sent we will send a final or other response within 8 weeks.

You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail: enquiries@financial-ombudsman.org.uk

Awards

The Caxton FX card has been chosen by consumers as the Best Prepaid Travel Card, 3 years in a row at the Prepaid365 Prepaid Card Awards.

Winner: Best Travel Money Prepaid Card – Prepaid365 Prepaid Card Awards 2011
Winner: Best Travel Money Prepaid Card – Prepaid365 Prepaid Card Awards 2010
Winner: Best Travel Money Prepaid Card – Prepaid365 Prepaid Card Awards 2009

Overall Rating

An excellent travel companion which guarantees the best high street foreign exchange rate too.

Get Travelling with 5 ★ rated Caxton FX Now

Caxton FX Prepaid Card Review was last modified: December 24th, 2014 by Prepaid365

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What Caxton FX Cardholders say...

“
I congratulate you for the excellent service that you have provided me.
Nicola S., Italy
“
Many thanks for that. Excellent customer service!
Sean B., UK
“
It was really super. We used them in taxis, hotels, shops, airports. Really convenient.
Malachy O., Ireland
“
I found out about ukash through the money saving expert websitevand it is truly great for when travelling in Europe. I got the euro pre-paid travel mastercard, which you get for free and no charge for delivery. It says on the website 5-7 days for delivery and I got mine in 5 days exactly. So simple to register the card and you get the PIN immediately via text, so you can use straight away. You use it just like you would your own card but no charges for using abroad and was by far the best rate I could find when I was topping it up with euros. Easy to top up and view your balance using an online account and secure as anytime an important transaction was made you get an email. Couldn't recommend this any more!!
Emma
“
I decided to get a Ukash card as my son was off to the USA on a school trip and I didn't want him taking money or travellers' cheques. It tuned out to be a great decision as he lost cash but fortunately not the card so he still had a good time.
Richard
“
Having read the positive reviews about the Ukash Travel Money Card, I decided to give it a go and I am now very happy I did. The exchange rates are fantastic and good value for money. The website was very simple to use and I got my card within 5 days. I will tell all my family and friends about Ukash.
Joy
“
Not usually one to leave reviews, however this product was really useful. Used it to exchange some Euros for a short trip and was cheaper than the airport. Also didnt incur any charges while out there.
Ben Gough
“
Trouble free, decent telephone support. Have used the card without problems.
James Cummins
“
Been using them for some time now and I've been pretty happy with the transaction process thus far. Some ecommerce store only accept them instead of Paypal especially stores from the Asia region. Verification can take some time but since it's for our own protection, I guess it's acceptable.
James Darronte
“
Have been using for a month to pay online stores that do not accept paypal. Fairly good security/verification processes leave me feeling confident my finances are secure.
Mark Hewetson
“
So far it was the best and easiest way for me to make online transactions and payments. I ditched paypal and alertpay, cause there were too much hustle and online policies, which ruined online shopping, at least for me.
Bosica
“
I've used the T24 BlackCard for about two years now, and I recommend it to friends and clients whenever I can. It's easy to use and they've got extremely forthcoming and personal service. My firm has chosen to implement the card as part of our partner packages as the obvious way of managing our payrolls and travel expenses.
Michael Philips
“
My experience using T24 BlackCard could not be better. It is secure, worldwide accepted and high available. But what is exceptional is the support provided by the T24 Black Card Team. I feel myself a premium customer. I recommend it.
Christoph Schulz
“
I chose Pockit because it is easy and safe to use both online and in-store, since you can only spend what is available on the card you can really manage your money. The cashback offers are an additional benefit!
Maurice, Kilmarnock
“
We use the Pockit Prepaid Card for all our household expenses as it is easy to keep track of what is being spent. We try and use it at participating retailers as much as possible so we save on a weekly basis
Vaneesha, London
“
The card works great, I’ve mainly been using it for the cashback deals, I buy as much as I can from M&S instead of other places. I have found it so easy to setup and use. I remind myself of where I can save by looking on the website every so often
Meheen, London
“
Just wanted to say what a fab idea this is, I can now have the convenience of using a card when I have funds – it’s brilliant. Thank you.
Janice, Worcester
“
I really like my Pockit card, it rewards me for doing my shopping at places like M&S and Halfords
Sue, Chichester
“
Great features, looks and feels great to use compared to most banking apps
Brian Crook
“
Easy to use. Easy to transfer funds from my bank to the card. Notifications are good. All round good app. Thanks.
Adrian Stainton
“
Really quick to use - I can load my card in the queue for train tickets!! It makes keeping track of my spending dead simple.
Anon
“
Downloaded the app, added a card and loaded money all in one breath... no hassle. Even logged in online to make sure everything was ok... and it was! As a frequent Orange Cash user this app is PERFECT.
Marie Davis
“
Being an Orange card heavy user this app is a god send! Very simple and easy to use...immediate money upload too. Just what this excellent card needed to compliment it.
Peter Butterworth
“
So far so good! Easy to access my account on line, or check the balance at the ATM ecept the nearest local one which is visa and link only! Able to add standing orders to companies at my convienience, make transferrs or use the card as a debit card. Follow up has also been good with a couple of calls to make sure I'm happy with the service and am able to gain access without problems. Much more helpful than my previous TSB bank who I'd been with from childhood....I'm now 55. I've never done internet Banking til I started with Clearcash... They made the transition so easy.
Anon
“
I have had troubles in getting a bank in the high street, and going through troubles with my debt i was left in disarray with my finances! i found that no high street would touch me with my awful credit rating.. yet when i stumbled upon Clearcash i found it was the thing i was waiting sooo long for! they gave me instant approval and no credit checks, i now have my very little salary paid in (lol) and have child benefits etc put in.. very happy with all at clearcash! best thing is they have an account called Pay monthly, this is helping my credit rating get boosted :) yaaay! 10/10
Joethedon1958
“
I have had a ClearCash card for a few years now and recently received an email saying they are changing the service. They are now utilising Cashplus who are quite a large outfit but the card is still ClearCash. Simple process to transfer and ClearCash call centre there to help. Cashplus customer service wasnt as good - but answered my queries. Got lots of confidence with ClearCash, unlike others, they listen to your feedback! Now got my own account number and sort code which is really helpful too!
Gregor123
“
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Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.
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Fusce dapibus, tellus ac cursus commodo, tortor mauris condimentum nibh, ut fermentum massa justo sit amet risus. Cras mattis consectetur purus sit amet fermentum. Maecenas faucibus mollis interdum. Cras justo odio, dapibus ac facilisis in, egestas eget quam.