Virgin Prepaid Travel Money Card Review | Prepaid365

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Virgin Prepaid Travel Money Card Review 4 Stars

Available in EUR & USD and provide access to a whole range of Virgin Discounts including Holidays, Wines, Insurance, Books, Experiences and Virgin Balloon Flights
Virgin Money Travel Prepaid Card

EUR CARD

0.00
Issue Fee
  • Monthly Fee €0.00
  • UK POS €0.00*
  • UK ATM €1.50*
  • FX FEE 3.50%
  • INTL POS €0.00
  • INTL ATM €1.50
  • LOAD Free via debit card and 2.50% via credit card.

USD CARD

$0.00
Issue Fee
  • Monthly Fee $0.00
  • UK POS $0.00*
  • UK ATM $2.00*
  • FX FEE 3.50%
  • INTL POS $0.00
  • INTL ATM $2.00
  • LOAD Free via debit card and 2.50% via credit card.
*UK POS, *UK ATM -  In addition to the fees, there is also a 3.50% FX fee which is charged for using the EURO or USD card in the UK.

Find out more

The Virgin Money travel cards come with a free emergency card and access to exclusive Virgin money deals on holidays, books, wine and more from Virgin.

Visit the Virgin Money Travel Website to find out more.

The new Euro and Dollar Virgin Travel Money Prepaid MasterCard cards have been re-launched by the team at Virgin Money. These free prepaid cards are simply the smarter way to spend abroad; safer than cash and more convenient than travellers cheques. They provide consumers with all the benefits of prepaid currency cards in addition to exclusive access to a world of Virgin discounts such as
  • Up to 5% off Virgin Holidays.
  • 10% off at Virgin Trains.
  • £50 Virgin Wines Voucher.
  • 1 month Free at Virgin Active.
  • Up to 13% of BCP Airport Parking.
  • 10% off Holiday Autos and Cottages4U.
  • 10% off Virgin Pet Insurance.
  • Up to 20% off Virgin Experiences.
  • 30% off Virgin Books and
  • 30% of Virgin Balloon Flights with free chocolate and Champagne.
You can use your Virgin Travel Money prepaid card to spend just like you would use your credit or debit card wherever you see the MasterCard acceptance mark. The main difference is that you need to load it up with cash before you shop, rather than paying for it after. That means no worrying about bills or interest, and no getting carried away and absolutely no getting in debt on your Virgin Prepaid Card.

This useful alternative to credit cards gives you the freedom to shop safely online, by phone or in the high street and is great for helping you manage your spend as you can't overspend and the discounts mean that there is always more in your pocket to start with.
Free cards available in EURO and USD with free retail transactions in the currency of the card in addition to exclusive access to Virgin discounts including discounts at Virgin Wines,Virgin Books, Virgin Holidays and Virgin experiences; the Virgin Travel Money prepaid cards are part of the MasterCard network and hence benefit from the convenience and ease of usage at over 33 million worldwide locations and 1.9 million ATM's.
The cards are available in USD and EURO and attract a 3.5% retail conversion fee when used in a currency other than the card currency. There are other travel cards which also provide free ATM abroad but nowhere like the range of discounts available via Virgin money.
Virgin Prepaid Travel Money Card
Reviewed by Prepaid365 on .
ravel Cards delivered Virgin Money Style with discounts
Available in EUR & USD and provide access to a whole range of Virgin Discounts including Holidays, Wines, Insurance, Books, Experiences and Virgin Balloon Flights.
Rating: 4

Application Process  5 Stars

You can apply for a Virgin prepaid travel money card online via the Virgin Money website in what is a quick and simple process.

  • Apply online – if you are 13 or over and a UK resident, you can apply for your Virgin Money travel money prepaid card by providing a few personal details and your address. Under 18 years of age must obtain approval from a parent or a guardian. You can choose either a Euro or US Dollar card. The minimum initial payment onto the card is £100 and this can be paid via debit or credit card. The minimum top-up is $100/€50. The debit/credit card needs to be registered to the same address as your travel card.

Please keep in mind it can take up to 7-10 business days to receive your card.

You can pay for your Virgin travel Money prepaid card and the initial deposit using a credit or debit card but remember the minimum initial load is £100.

Card Features  5 Stars

  • Free Card and Free Emergency Card.
  • Free retail (POS) transactions in the currency of your card and fixed ATM fees.
  • Access to exclusive Virgin money deals on holidays, books, wine and more from Virgin.

Card Design  4 Stars

The new Virgin Prepaid Travel Money card is available in one design that is unmistakably “Virgin” and is consistent with the Virgin Money branding. Truly aspirational!

Card Fees  4 Stars

There are two currency cards to choose from – the EURO prepaid card and the USD prepaid card. Choose the card that is right for you based on where you are travelling. Remember, retail transactions in the currency of your card are free – so choose wisely.

Virgin Travel Money Euro Prepaid Card:

  • Card Issue Fee – Free.
  • Monthly Fee – Free.
  • Transaction Fee UK – 3.5% (Free in Euro Zone).
  • ATM Withdrawal Fee UK – 3.5% plus €1.50.
  • Reload Fee – Free via debit card and 2.50% via credit card.

Virgin Travel Money Dollar Prepaid Card:

  • Card Issue Fee – Free.
  • Monthly Fee – Free.
  • Transaction Fee UK – 3.5% (Free across the USA).
  • ATM Withdrawal Fee UK – 3.5% plus $2.
  • Reload Fee – Free via debit card and 2.50% via credit card.

For a complete listing of the fee structure, see the “What does it cost?” section on the Virgin Travel Money Prepaid Card Website.

Account Management  5 Stars

You can service your Virgin Money prepaid travel cards using your account on the Virgin Travel Money prepaid card website. You can view your balance, recent transactions and change your personal details as well as load your travel card with additional funds using your credit or debit card.

Using Abroad  4 Stars

The Virgin Money prepaid card is Mastercard branded. Hence, you can use your Virgin Prepaid Card at over 33 million locations worldwide wherever you see the Mastercard Acceptance logo. The can also be used to withdraw cash at over 1.9 million ATM’s worldwide.

There are two currency options available – Euro and Dollar – and you should pick the card which suits your travel plans best. There’s no fee for making a retial transaction in your card’s currency. So you won’t pay any fee when spending on your Euro card in a country which has the Euro as its currency.

Similarly, with a Virgin Money Dollar prepaid card, you won’t pay a fee for spending on your US Dollar card in any US state.

You can use your card in other countries too (including the UK) but there will be a 3.5% charge for converting the payment to the required currency with ATM transactions costing $2/€1.50 in addition to that conversion fee. This charge also applies if you use the US Dollar card in the ‘Eurozone’ or the Euro card in the US.

So it may be better to get a Virgin Money GBP Prepaid card if you are planning to travel to a non Euro or non US Dollar currency region to avoid losing on exchange rates twice.

Note: that you cannot use your Virgin Travel Money prepaid card in Cuba, Burma, North Korea, Iran or Sudan.

Reload Options  4 Stars

Funds can be loaded on to your Virgin Travel Money Prepaid card using your credit or debit card via your Virgin money prepaid card account online.

  • Debit Card: Free (Immediately)
  • Credit Card: 2.50% (Immediately)

Remember, the minimum load amount is $100/€50. The maximum top-up is $5,000/€5,000, and the maximum balance you can normally have on your card is $5,000/€5,000.

Customer Services  5 Stars

You can contact the Virgin Prepaid Travel Money card customer services team as follows.

  • By Phone – 08454 601 606 (8am – 7pm Mon-Fri, 9am – 5pm Sat)
  • By Email: virginprepaid@360money.com
  • Lost and Stolen Cards: +44 (0)845 089 6278
  • By Post – Virgin Prepaid Card, PO Box 3883, Swindon, SN3 9EA

*Calls may be monitored or recorded. Maximum call charge from a BT landline is 4p per minute. Calls from other networks may vary whilst email is free.

Complaints Procedure  5 Stars

If you have a complaint regarding your Virgin Money Prepaid Mastercard, please contact the Virgin Money team on 08454 601 606 (8am – 7pm Mon-Fri, 9am – 5pm Sat) or write to them  at Virgin Prepaid Card, PO Box 3883, Swindon, SN3 9EA.

Any complaints you have will be dealt with quickly and fairly. You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail:enquiries@financial-ombudsman.org.uk.

Awards  1 Star

Watch this space!

Overall Rating  4 Stars

Travel Cards delivered Virgin Money Style with access to exclusive Virgin Money discounts.

Feel Truly rewarded with Virgin Prepaid Travel Money Cards
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