Virgin Prepaid Travel Money Card Review | Prepaid365

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Virgin Prepaid Travel Money Card Review 4 Stars

Available in EUR & USD and provide access to a whole range of Virgin Discounts including Holidays, Wines, Insurance, Books, Experiences and Virgin Balloon Flights
Virgin Money Travel Prepaid Card

EUR CARD

0.00
Issue Fee
  • Monthly Fee €0.00
  • UK POS €0.00*
  • UK ATM €1.50*
  • FX FEE 3.50%
  • INTL POS €0.00
  • INTL ATM €1.50
  • LOAD Free via debit card and 2.50% via credit card.

USD CARD

$0.00
Issue Fee
  • Monthly Fee $0.00
  • UK POS $0.00*
  • UK ATM $2.00*
  • FX FEE 3.50%
  • INTL POS $0.00
  • INTL ATM $2.00
  • LOAD Free via debit card and 2.50% via credit card.
*UK POS, *UK ATM -  In addition to the fees, there is also a 3.50% FX fee which is charged for using the EURO or USD card in the UK.

Find out more

The Virgin Money travel cards come with a free emergency card and access to exclusive Virgin money deals on holidays, books, wine and more from Virgin.

Visit the Virgin Money Travel Website to find out more.

The new Euro and Dollar Virgin Travel Money Prepaid MasterCard cards have been re-launched by the team at Virgin Money. These free prepaid cards are simply the smarter way to spend abroad; safer than cash and more convenient than travellers cheques. They provide consumers with all the benefits of prepaid currency cards in addition to exclusive access to a world of Virgin discounts such as
  • Up to 5% off Virgin Holidays.
  • 10% off at Virgin Trains.
  • £50 Virgin Wines Voucher.
  • 1 month Free at Virgin Active.
  • Up to 13% of BCP Airport Parking.
  • 10% off Holiday Autos and Cottages4U.
  • 10% off Virgin Pet Insurance.
  • Up to 20% off Virgin Experiences.
  • 30% off Virgin Books and
  • 30% of Virgin Balloon Flights with free chocolate and Champagne.
You can use your Virgin Travel Money prepaid card to spend just like you would use your credit or debit card wherever you see the MasterCard acceptance mark. The main difference is that you need to load it up with cash before you shop, rather than paying for it after. That means no worrying about bills or interest, and no getting carried away and absolutely no getting in debt on your Virgin Prepaid Card.

This useful alternative to credit cards gives you the freedom to shop safely online, by phone or in the high street and is great for helping you manage your spend as you can't overspend and the discounts mean that there is always more in your pocket to start with.
Free cards available in EURO and USD with free retail transactions in the currency of the card in addition to exclusive access to Virgin discounts including discounts at Virgin Wines,Virgin Books, Virgin Holidays and Virgin experiences; the Virgin Travel Money prepaid cards are part of the MasterCard network and hence benefit from the convenience and ease of usage at over 33 million worldwide locations and 1.9 million ATM's.
The cards are available in USD and EURO and attract a 3.5% retail conversion fee when used in a currency other than the card currency. There are other travel cards which also provide free ATM abroad but nowhere like the range of discounts available via Virgin money.
Virgin Prepaid Travel Money Card
Reviewed by Prepaid365 on .
ravel Cards delivered Virgin Money Style with discounts
Available in EUR & USD and provide access to a whole range of Virgin Discounts including Holidays, Wines, Insurance, Books, Experiences and Virgin Balloon Flights.
Rating: 4

Application Process  5 Stars

You can apply for a Virgin prepaid travel money card online via the Virgin Money website in what is a quick and simple process.

  • Apply online – if you are 13 or over and a UK resident, you can apply for your Virgin Money travel money prepaid card by providing a few personal details and your address. Under 18 years of age must obtain approval from a parent or a guardian. You can choose either a Euro or US Dollar card. The minimum initial payment onto the card is £100 and this can be paid via debit or credit card. The minimum top-up is $100/€50. The debit/credit card needs to be registered to the same address as your travel card.

Please keep in mind it can take up to 7-10 business days to receive your card.

You can pay for your Virgin travel Money prepaid card and the initial deposit using a credit or debit card but remember the minimum initial load is £100.

Card Features  5 Stars

  • Free Card and Free Emergency Card.
  • Free retail (POS) transactions in the currency of your card and fixed ATM fees.
  • Access to exclusive Virgin money deals on holidays, books, wine and more from Virgin.

Card Design  4 Stars

The new Virgin Prepaid Travel Money card is available in one design that is unmistakably “Virgin” and is consistent with the Virgin Money branding. Truly aspirational!

Card Fees  4 Stars

There are two currency cards to choose from – the EURO prepaid card and the USD prepaid card. Choose the card that is right for you based on where you are travelling. Remember, retail transactions in the currency of your card are free – so choose wisely.

Virgin Travel Money Euro Prepaid Card:

  • Card Issue Fee – Free.
  • Monthly Fee – Free.
  • Transaction Fee UK – 3.5% (Free in Euro Zone).
  • ATM Withdrawal Fee UK – 3.5% plus €1.50.
  • Reload Fee – Free via debit card and 2.50% via credit card.

Virgin Travel Money Dollar Prepaid Card:

  • Card Issue Fee – Free.
  • Monthly Fee – Free.
  • Transaction Fee UK – 3.5% (Free across the USA).
  • ATM Withdrawal Fee UK – 3.5% plus $2.
  • Reload Fee – Free via debit card and 2.50% via credit card.

For a complete listing of the fee structure, see the “What does it cost?” section on the Virgin Travel Money Prepaid Card Website.

Account Management  5 Stars

You can service your Virgin Money prepaid travel cards using your account on the Virgin Travel Money prepaid card website. You can view your balance, recent transactions and change your personal details as well as load your travel card with additional funds using your credit or debit card.

Using Abroad  4 Stars

The Virgin Money prepaid card is MasterCard branded. Hence, you can use your Virgin Prepaid Card at over 33 million locations worldwide wherever you see the MasterCard Acceptance logo. The can also be used to withdraw cash at over 1.9 million ATM's worldwide.

There are two currency options available – Euro and Dollar – and you should pick the card which suits your travel plans best. There’s no fee for making a retial transaction in your card's currency. So you won't pay any fee when spending on your Euro card in a country which has the Euro as its currency.

Similarly, with a Virgin Money Dollar prepaid card, you won't pay a fee for spending on your US Dollar card in any US state.

You can use your card in other countries too (including the UK) but there will be a 3.5% charge for converting the payment to the required currency with ATM transactions costing $2/€1.50 in addition to that conversion fee. This charge also applies if you use the US Dollar card in the ‘Eurozone' or the Euro card in the US.

So it may be better to get a Virgin Money GBP Prepaid card if you are planning to travel to a non Euro or non US Dollar currency region to avoid losing on exchange rates twice.

Note: that you cannot use your Virgin Travel Money prepaid card in Cuba, Burma, North Korea, Iran or Sudan.

Reload Options  4 Stars

Funds can be loaded on to your Virgin Travel Money Prepaid card using your credit or debit card via your Virgin money prepaid card account online.

  • Debit Card: Free (Immediately)
  • Credit Card: 2.50% (Immediately)

Remember, the minimum load amount is $100/€50. The maximum top-up is $5,000/€5,000, and the maximum balance you can normally have on your card is $5,000/€5,000.

Customer Services  5 Stars

You can contact the Virgin Prepaid Travel Money card customer services team as follows.

  • By Phone – 08454 601 606 (8am – 7pm Mon-Fri, 9am – 5pm Sat)
  • By Email: virginprepaid@360money.com
  • Lost and Stolen Cards: +44 (0)845 089 6278
  • By Post – Virgin Prepaid Card, PO Box 3883, Swindon, SN3 9EA

*Calls may be monitored or recorded. Maximum call charge from a BT landline is 4p per minute. Calls from other networks may vary whilst email is free.

Complaints Procedure  5 Stars

If you have a complaint regarding your Virgin Money Prepaid MasterCard, please contact the Virgin Money team on 08454 601 606 (8am – 7pm Mon-Fri, 9am – 5pm Sat) or write to them  at Virgin Prepaid Card, PO Box 3883, Swindon, SN3 9EA.

Any complaints you have will be dealt with quickly and fairly. You may be able to take unresolved complaints to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR. Telephone: 0845 080 1800 or +44 (0)20 7964 1000 (for calls from outside the UK) and e-mail:enquiries@financial-ombudsman.org.uk.

Awards  1 Star

Watch this space!

Overall Rating  4 Stars

Travel Cards delivered Virgin Money Style with access to exclusive Virgin Money discounts.

Feel Truly rewarded with Virgin Prepaid Travel Money Cards
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What Virgin Prepaid Travel Money Cardholders say...

  • I congratulate you for the excellent service that you have provided me.

    Nicola S., Italy

  • Many thanks for that. Excellent customer service!

    Sean B., UK

  • It was really super. We used them in taxis, hotels, shops, airports. Really convenient.

    Malachy O., Ireland

  • I found out about ukash through the money saving expert websitevand it is truly great for when travelling in Europe. I got the euro pre-paid travel mastercard, which you get for free and no charge for delivery. It says on the website 5-7 days for delivery and I got mine in 5 days exactly. So simple to register the card and you get the PIN immediately via text, so you can use straight away. You use it just like you would your own card but no charges for using abroad and was by far the best rate I could find when I was topping it up with euros. Easy to top up and view your balance using an online account and secure as anytime an important transaction was made you get an email. Couldn't recommend this any more!!

    Emma

  • I decided to get a Ukash card as my son was off to the USA on a school trip and I didn't want him taking money or travellers' cheques. It tuned out to be a great decision as he lost cash but fortunately not the card so he still had a good time.

    Richard

  • Having read the positive reviews about the Ukash Travel Money Card, I decided to give it a go and I am now very happy I did. The exchange rates are fantastic and good value for money. The website was very simple to use and I got my card within 5 days. I will tell all my family and friends about Ukash.

    Joy

  • Not usually one to leave reviews, however this product was really useful. Used it to exchange some Euros for a short trip and was cheaper than the airport. Also didnt incur any charges while out there.

    Ben Gough

  • Trouble free, decent telephone support. Have used the card without problems.

    James Cummins

  • Been using them for some time now and I've been pretty happy with the transaction process thus far. Some ecommerce store only accept them instead of Paypal especially stores from the Asia region. Verification can take some time but since it's for our own protection, I guess it's acceptable.

    James Darronte

  • Have been using for a month to pay online stores that do not accept paypal. Fairly good security/verification processes leave me feeling confident my finances are secure.

    Mark Hewetson

  • So far it was the best and easiest way for me to make online transactions and payments. I ditched paypal and alertpay, cause there were too much hustle and online policies, which ruined online shopping, at least for me.

    Bosica

  • I've used the T24 BlackCard for about two years now, and I recommend it to friends and clients whenever I can. It's easy to use and they've got extremely forthcoming and personal service. My firm has chosen to implement the card as part of our partner packages as the obvious way of managing our payrolls and travel expenses.

    Michael Philips

  • My experience using T24 BlackCard could not be better. It is secure, worldwide accepted and high available. But what is exceptional is the support provided by the T24 Black Card Team. I feel myself a premium customer. I recommend it.

    Christoph Schulz

  • I chose Pockit because it is easy and safe to use both online and in-store, since you can only spend what is available on the card you can really manage your money. The cashback offers are an additional benefit!

    Maurice, Kilmarnock

  • We use the Pockit Prepaid Card for all our household expenses as it is easy to keep track of what is being spent. We try and use it at participating retailers as much as possible so we save on a weekly basis

    Vaneesha, London

  • The card works great, I’ve mainly been using it for the cashback deals, I buy as much as I can from M&S instead of other places. I have found it so easy to setup and use. I remind myself of where I can save by looking on the website every so often

    Meheen, London

  • Just wanted to say what a fab idea this is, I can now have the convenience of using a card when I have funds – it’s brilliant. Thank you.

    Janice, Worcester

  • I really like my Pockit card, it rewards me for doing my shopping at places like M&S and Halfords

    Sue, Chichester

  • Great features, looks and feels great to use compared to most banking apps

    Brian Crook

  • Easy to use. Easy to transfer funds from my bank to the card. Notifications are good. All round good app. Thanks.

    Adrian Stainton

  • Really quick to use - I can load my card in the queue for train tickets!! It makes keeping track of my spending dead simple.

    Anon

  • Downloaded the app, added a card and loaded money all in one breath... no hassle. Even logged in online to make sure everything was ok... and it was! As a frequent Orange Cash user this app is PERFECT.

    Marie Davis

  • Being an Orange card heavy user this app is a god send! Very simple and easy to use...immediate money upload too. Just what this excellent card needed to compliment it.

    Peter Butterworth

  • So far so good! Easy to access my account on line, or check the balance at the ATM ecept the nearest local one which is visa and link only! Able to add standing orders to companies at my convienience, make transferrs or use the card as a debit card. Follow up has also been good with a couple of calls to make sure I'm happy with the service and am able to gain access without problems. Much more helpful than my previous TSB bank who I'd been with from childhood....I'm now 55. I've never done internet Banking til I started with Clearcash... They made the transition so easy.

    Anon

  • I have had troubles in getting a bank in the high street, and going through troubles with my debt i was left in disarray with my finances! i found that no high street would touch me with my awful credit rating.. yet when i stumbled upon Clearcash i found it was the thing i was waiting sooo long for! they gave me instant approval and no credit checks, i now have my very little salary paid in (lol) and have child benefits etc put in.. very happy with all at clearcash! best thing is they have an account called Pay monthly, this is helping my credit rating get boosted :) yaaay! 10/10

    Joethedon1958

  • I have had a ClearCash card for a few years now and recently received an email saying they are changing the service. They are now utilising Cashplus who are quite a large outfit but the card is still ClearCash. Simple process to transfer and ClearCash call centre there to help. Cashplus customer service wasnt as good - but answered my queries. Got lots of confidence with ClearCash, unlike others, they listen to your feedback! Now got my own account number and sort code which is really helpful too!

    Gregor123

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