How many times have you missed out on some great prices online because you did not have a credit/debit card? Are you missing out on great deals on eBay, Carphone Warehouse, dial-a-phone, HMV, Ryanair etc simply because you did not have an electronic payment card? Well a prepaid online card or prepaid internet card may be just the ticket for you.
Prepaid cards look and feel just like debit or credit cards, but they are not. There is no credit to be available or advanced and there is no interest earned or paid. It is quite simply a prepaid account with a card facility which you can use once you have paid money on to your card.
There are no credit checks involved which means people with current or previous bad credit or CCJ ‘s are already approved for a prepaid card. Hence, as long as you are able to verify your identity and address, you are pretty much guaranteed to get a prepaid card. Since there is no credit check, it does not affect your credit rating in any way.
The cards are not linked to your bank account which means that there is no opportunity for fraudsters to gain access to your bank account details.
Benefits of Prepaid Cards for Online shoppers
- Access to savings via online deals if you don’t have a credit/debit card
- No Bank Account is required and there is NO credit check to get one
- All are welcome to apply – it does not matter if you have CCJ’s or a poor credit history
- Safe and secure method of payment
- You have instant safe and secure access to your money 24/7
- There’s no opportunity for fraudsters to gain access to your bank account
- You can top up your card online and with cash at over 30,000 payzone locations across the UK
- You can apply for additional cards for your family and friends and share funds with additional cardholders.
- Chip & PIN prepaid cards – can be used to shop online, in-store and over the phone at over 30 million merchants worldwide that accept Mastercard/VISA and over 2 million ATM’s to make withdrawals
To find a prepaid online shopping card that gives you 24/7 safe and secure access to your money, visit our prepaid online shopping card comparison section.